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How to Turn Your Finances Around in 2022

Julie Murphy • December 20, 2021

Do you want to know how to turn your finances around in 2022? 

Transformation on any level is a process. 

One that requires a clear vision and a good deal of passion. 

But I’m here to tell you it can be done! There is very little that we can’t do if we put our minds, hearts, and thoughts into it. 

So, as you step into the next 12 months, consider the following ways you can turn your finances around and live a life of abundance! 


How to Turn Your Finances Around

Smart & Simple Ways to Get the Financial Success You Want


Envision the Financial Future You Want

Our thoughts lead to financial decision-making that creates our financial life. 

If you’re going into 2022 and dreading it, there’s a good chance you’ll experience more of the same in the new year. Put a stop to that negative thought process right now. 

Explore new ways of thinking. Could you potentially earn more in 2022? Is it possible you could find new side hustles to add extra income or pay off debt? Do you have creative pursuits you’ve never chased but are ready to this year? 

Don’t allow your inner critic to talk you out of thinking positively, either. I know it’s something we all struggle with—the battle between logic and creativity. 

But here is the truth, there is no harm in thinking happier thoughts, but there is harm in continuing to be negative. 

Picture the best version for your life financially then go after it. 


Create A Financial Plan

Of course, nothing in the material world can come to fruition without a plan. That’s why your next step is to create a financial plan for the next 12 months. 

Start by either creating a budget or accessing your current one. 

This would include identifying your monthly income, listing your expenses, and examining your expenditures. 

If you can, track your money over at least 3 months to get a clear picture of your finances and where your money is going. 

Once you have that information, you can start to improve your financial decision-making. That can include paying yourself first, saving for an emergency fund, or deciding which investments you can afford in the coming year. 

All of this data can be used to create a financial plan that works and gets you one step closer to your financial vision. 


Write Down Your Financial Goals

Now that you have your vision and your budget information, the next step is to write down your financial goals. 

Your goals can be anything from earning more to finally getting the 6-month emergency fund together. 

Whatever your goal is, no matter how big or small, write it down. 

Why? 

It’s part science and part alchemy. When we write things down it changes the way our brains remember our goals. Esoterically speaking, when we write a goal down, we are performing a ritual of sorts, that tells the universe what we want. 


Educate Yourself

Sometimes what we need the most is education. 

Financial education is one of the best ways to learn how to turn your finances around in 2022. That education can come in multiple forms, including YouTube videos!

I’ve shared hundreds of financial tips and tricks on my YouTube channel that I would highly encourage you to check out. 

Even if you only watch one or two of my videos, I’m confident that you’ll learn something new and get some inspiration for your future. 


Invest In Your Health

You’ve probably heard the saying before, “health is wealth”. There is so much truth in that statement. 

If you don’t take care of your body and mind, you can’t take care of your finances. That’s why I highly recommend investing in your health as you move into the new year. 

Maybe your diet doesn’t consist of enough vegetables right now, make it a point to add one veggie to each meal you eat. Toss some spinach into your eggs in the morning or add a green smoothie to your lunch meal plan. 

You can also get more active by taking the stairs instead of the elevator or parking further away in the parking lot than you normally do. 

Small, consistent, steps can transform your health more quickly than you’d expect. And when your body feels good, your financial goals can become more clear and easier to execute. 


Get Balanced

Balance is one of the most important laws in the esoteric world. But it’s also important in the material world we live in. 

If you’re overspending consistently or just don’t have the right priorities together then you aren’t living in a balanced state. 

Take your time in 2022 to focus on balance instead of rules and see how that benefits your finances. When we make decisions from our hearts instead of from our logical minds, we make decisions more clearly. 

Focus on balance and watch your finances grow in the new year. 


Go After Your Dream Job

When you love what you do for a living it’s not work! In 2022, why not take a leap of faith and think about applying for your dream job?

You’d be surprised by how quickly you out-earn previous positions that you didn’t enjoy and found to be a strain on your soul. 

Happy people are wealthy people. So leap. Go after what you really want instead of holding back over the fear of your finances. The time is now!


Need More Insights?

Now that you have a better understanding of how to turn your finances around in 2022, it’s time to put these tips into practice. 

Want more insights into how to transform your life? 


Stick around my blog or head over to my YouTube channel to get thoughts I only share on video. 

Have a wonderful 2022!

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