Financial and physical fitness: why improving one is good for improving the other

Julie Murphy • December 9, 2010

I always love the end of the current year and the start of the new one because it signifies a new beginning. This is the time when you can reflect on your behaviors from the previous year; you can take the positive with you into the new year and leave the toxic, negative ones behind.

When choosing resolutions, a lot of you will gravitate towards fixing your money issues, improving your bodies or both. You want to put the financial turmoil of the previous year behind you, and find a pathway to financial abundance in the year to come.  And it wouldn’t hurt if you could achieve that dream body you’ve always wanted, too. What you may not realize, though, is that pursuing your financial goals will do your body good as well.

Maybe it’s that both of those aspects of our lives require constant dedication. Western culture is so body conscious, and there are constant reminders of money everywhere. Every time we walk out the door, watch TV or go online, there are opportunities to spend. And every time we sit down for a meal, drive past a fast food restaurant or see healthy looking people, we are reminded of our bodies.

Since these principles of excess are ingrained in our beings, it may seem daunting to change both areas simultaneously. There are countless stories of people taking on both, going all in, and then burning out a few weeks into their massive life change. But, it doesn’t have to be this way for you.

Focusing on improving one area of your life usually has a spill-over effect. Good, positive effort and action breeds good, positive responses. For example, think about the last time you donated money or volunteered. You felt happy, fulfilled, and walked around with a positive energy. And you were more motivated to do positive things for others. You smiled at a stranger. You held the door for someone. You said ‘thank you’ for the simplest actions.

Instead of going into the new year thinking about everything you need to improve, focus on one thing. If financial fitness is your goal, sit down and make a plan for it. If you want more in savings, look at your current situation and figure out what you can reasonably put away each month.

Then, automate your deductions. Set date or two each month that a certain amount transfers from your regular checking over to your savings. Doing this gives you less to worry about: no trips to the bank, no reminders and no excuses.

The key is to take meaningful steps towards achieving your goal. Write down your financial plan and make the first ‘payment’ to yourself with your next check. Seeing what you’ve accomplished that quickly will inspire you to keep going. It will also motivate you to change other areas.

 

Share Blog On Social

A woman is smiling while money is falling around her.
Image of budget planning worksheets
A sign that says join julie on youtube
A book titled the spiritual laws of money
Get it NOW!

Recent Blogs


By Julie Murphy December 10, 2025
Reset Your Money Energy for 2026 Every December, we all feel that pull, the desire to “be better with money next year.” But here’s the secret I’ve seen again and again after nearly three decades of walking alongside people from all walks of life: Financially wealthy people don’t just plan their next year — they energetically complete the one they’re leaving. They close loops. They clear emotional residue. They realign their energy field before they set a single goal. And you can absolutely do the same. As I share in The Emotion Behind Money , wealth is never created by logic alone. It comes from managing the emotions behind your money and understanding that money itself is energy. And in Awaken Your Wealth , I remind readers that energetic shifts begin when you consciously picture yourself stepping into a new reality, while compassionately acknowledging the one you’re standing in now. So let’s walk through the simple year-end process I teach my clients — one that spiritually, emotionally, and financially resets your money field for a powerful 2026. 1. Review Your 2025 Wins & Losses With Compassion Before you step into the new year, look back with the most loving, nonjudgmental eyes possible. I call it neutral observation . Wealthy people don’t spiral into shame when something didn’t go perfectly. They get curious. Ask yourself: Where did I expand financially this year? Where did I contract emotionally or economically? What choices were truly aligned with my values? Which ones came from fear, scarcity, or old patterns? In Awaken Your Wealth , the “Accepting Reality and Awakening” step of PACT teaches that awareness without judgment is how we break old money patterns for good. So breathe. Notice. Write it down. No shame. No spiral. Just truth. 2. Forgive Any Money Mistakes Here’s a truth most people never consider: Every financial mistake carries emotional weight and emotional weight blocks money flow. From my work in The 4 Spiritual Laws of Money , we know that your heart’s energy is more powerful than your brain’s logic, and intention is what redirects energy back into alignment. Forgiveness, of yourself, your past self, or others involved, releases stagnant money energy. Try this: Write down any money decisions from 2025 that still feel heavy. Place your hand on your heart. Say: "I forgive the version of me who made this choice. She/he did the best they could with what they knew at the time.” Forgiveness isn’t about letting mistakes slide. It’s about resetting your emotional money field so you can co-create something new. 3. Create an Energetic Closing Ceremony for the Year This is where wealthy people truly separate themselves; they honor the transition. You can create your own year-end ceremony using whatever resonates from your spiritual toolkit. Here are a few ideas inspired by the intention-setting and clearing practices throughout my work: Light a candle Symbolize releasing the old year and calling in the new. Write a “completion list” Include everything you’re ready to release: debts you’re no longer carrying shame over, relationships you’re energetically cutting cords from, patterns you’re finished reenacting. Burn or bury the list This physical act tells the Universe: “I’m done living from this version of myself.” In The Emotion Behind Money , we explore how inherited beliefs and emotional patterns repeat until they are consciously released. This ceremony is your line in the sand. End with intention Close with one powerful intention for 2026, aligned from your heart: “I choose a new flow of abundance.” “I trust that money comes to me with ease.” “I allow myself to receive the wealth I’ve been working toward.” As The 4 Spiritual Laws of Money reminds us: “The Universe responds to action.” Your ceremony is your spiritual action. Ready to Step Into 2026 Aligned, Clear & Empowered? If you’re craving deeper support with your financial reset, join me for my Emotions Behind Money Workshop in January. If you’ve been feeling the nudge to recalibrate your relationship with money, this is your moment. Let’s make 2026 the year your inner wealth and your financial reality finally match. You deserve abundance and you’re closer than you think. With love, alignment & a whole lot of possibility, Julie ✨
Abundance begins in the quiet moments of gratitude that open your heart and shift your
perspective.
By Julie Murphy November 4, 2025
Gratitude isn’t just about listing what you’re thankful for. It’s a frequency: an energetic vibration that aligns you with more of what you love.
How to End the Year Like the Wealthy Do
By Julie Murphy October 9, 2025
The way you end your year sets the energetic tone for how you’ll begin the next one.
Show More

Similar Blogs

By Julie Murphy December 10, 2025
Reset Your Money Energy for 2026 Every December, we all feel that pull, the desire to “be better with money next year.” But here’s the secret I’ve seen again and again after nearly three decades of walking alongside people from all walks of life: Financially wealthy people don’t just plan their next year — they energetically complete the one they’re leaving. They close loops. They clear emotional residue. They realign their energy field before they set a single goal. And you can absolutely do the same. As I share in The Emotion Behind Money , wealth is never created by logic alone. It comes from managing the emotions behind your money and understanding that money itself is energy. And in Awaken Your Wealth , I remind readers that energetic shifts begin when you consciously picture yourself stepping into a new reality, while compassionately acknowledging the one you’re standing in now. So let’s walk through the simple year-end process I teach my clients — one that spiritually, emotionally, and financially resets your money field for a powerful 2026. 1. Review Your 2025 Wins & Losses With Compassion Before you step into the new year, look back with the most loving, nonjudgmental eyes possible. I call it neutral observation . Wealthy people don’t spiral into shame when something didn’t go perfectly. They get curious. Ask yourself: Where did I expand financially this year? Where did I contract emotionally or economically? What choices were truly aligned with my values? Which ones came from fear, scarcity, or old patterns? In Awaken Your Wealth , the “Accepting Reality and Awakening” step of PACT teaches that awareness without judgment is how we break old money patterns for good. So breathe. Notice. Write it down. No shame. No spiral. Just truth. 2. Forgive Any Money Mistakes Here’s a truth most people never consider: Every financial mistake carries emotional weight and emotional weight blocks money flow. From my work in The 4 Spiritual Laws of Money , we know that your heart’s energy is more powerful than your brain’s logic, and intention is what redirects energy back into alignment. Forgiveness, of yourself, your past self, or others involved, releases stagnant money energy. Try this: Write down any money decisions from 2025 that still feel heavy. Place your hand on your heart. Say: "I forgive the version of me who made this choice. She/he did the best they could with what they knew at the time.” Forgiveness isn’t about letting mistakes slide. It’s about resetting your emotional money field so you can co-create something new. 3. Create an Energetic Closing Ceremony for the Year This is where wealthy people truly separate themselves; they honor the transition. You can create your own year-end ceremony using whatever resonates from your spiritual toolkit. Here are a few ideas inspired by the intention-setting and clearing practices throughout my work: Light a candle Symbolize releasing the old year and calling in the new. Write a “completion list” Include everything you’re ready to release: debts you’re no longer carrying shame over, relationships you’re energetically cutting cords from, patterns you’re finished reenacting. Burn or bury the list This physical act tells the Universe: “I’m done living from this version of myself.” In The Emotion Behind Money , we explore how inherited beliefs and emotional patterns repeat until they are consciously released. This ceremony is your line in the sand. End with intention Close with one powerful intention for 2026, aligned from your heart: “I choose a new flow of abundance.” “I trust that money comes to me with ease.” “I allow myself to receive the wealth I’ve been working toward.” As The 4 Spiritual Laws of Money reminds us: “The Universe responds to action.” Your ceremony is your spiritual action. Ready to Step Into 2026 Aligned, Clear & Empowered? If you’re craving deeper support with your financial reset, join me for my Emotions Behind Money Workshop in January. If you’ve been feeling the nudge to recalibrate your relationship with money, this is your moment. Let’s make 2026 the year your inner wealth and your financial reality finally match. You deserve abundance and you’re closer than you think. With love, alignment & a whole lot of possibility, Julie ✨
Abundance begins in the quiet moments of gratitude that open your heart and shift your
perspective.
By Julie Murphy November 4, 2025
Gratitude isn’t just about listing what you’re thankful for. It’s a frequency: an energetic vibration that aligns you with more of what you love.
How to End the Year Like the Wealthy Do
By Julie Murphy October 9, 2025
The way you end your year sets the energetic tone for how you’ll begin the next one.
It’s about creating an authentic relationship with money that actually supports the life you want.
By Julie Murphy September 11, 2025
When most people come to me for financial advice, they expect me to talk about budgets, investments, and strategies for building wealth.
Show More