Five things you can do right now to reach your 2021 goal
Julie Murphy • January 6, 2021
Happy New Year! The first week of any year marks a starting point for many. And I want you to use that motivation to kick-start your resolutions immediately. Here are four things you can do right now to move you closer to your 2021 goal.
1. Automate your savings
You want 2021 to be the year you make huge advances towards that big purchase: first home, dream home, new car, or funding a college education. So you resolved to start saving larger chunks of your income to achieve that goal. Instead of manually moving money from one account to another, automate!
Right now: This one is two parts, but the “right now” step is to go online and set up an online savings account. Next you can either set up an automated transfer from your checking to your savings each month, or you can talk to human resources about directly depositing a portion of your check into the savings.
2. Invest in what you know about
We’ve all spent the last month spending. This month pay yourself back by investing but don’t go into it blind. Do your research. Take your own fiscal responsibility as opposed to depending on others for making your investment choices.
Right now: Set up an appointment with your financial planner to talk specifically about investing. Then figure out a reasonable amount that you can invest immediately after that meeting is over.
3. Give yourself a raise
You resolved to make more money in 2021, so you plan on asking your boss for a raise. Why wait for your boss to give you a raise when you can give yourself one? Take a moment and think about what you enjoy doing. Maybe it’s writing, painting, web design, or fixing computers. Most likely, it’s something you can get paid doing for someone else.
Right now: Put an ad on Craigslist marketing yourself as a freelance “your special talent”. No, you’re not going to make money today doing it, but you will be moving closer to your ultimate goal of making more money in 2018. And this action is two-fold; you’ll not only make more money but also be starting a business. How empowering is that!
4. Make an extra payment on the highest interest debt you have
I always feel proud of myself when I do a little extra in my workout. Whether that be five more minutes on the treadmill or an extra set of weights, it just feels good. Use this same mentality on your debt, especially those with sky-high interest rates.
Right now: Pick one of your debts. Decide how much you want to pay on it right now. Call up the company (or go online), and pay it. And don’t let those crabs in your bucket pull you down about the amount; the whole idea of this is to jump-start those goals you set for yourself.
And here’s a bonus: be proud of yourself. Breaking down your big goals into bit-size, palatable pieces is huge! That step you just took means that you are well on your way to making 2021 your year.
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What if nothing is wrong with your life? What if the frustration you feel... The anxiety around money... The constant striving... The feeling that something is missing... Isn't a sign that you're failing. What if it's simply your soul trying to wake you up? So many of us spend our lives searching for the next thing we believe will finally make us feel whole. More money. A different relationship. A better job. A healthier body. Another vacation. Another achievement. Another finish line. Yet somehow, after every accomplishment, that feeling quietly returns. "There has to be more than this." And there is. Not because your life is lacking. Because you've been taught to look for fulfillment in places it was never meant to come from. One of the greatest lessons I've learned is that life is always working for us, even when it doesn't feel like it. Every challenge... Every financial struggle... Every relationship... Every fear... Every success... They're all invitations. Not punishments. Invitations to become more aware. Because awareness changes everything. You can't transform a belief you don't know you're carrying. You can't heal a wound you refuse to acknowledge. You can't create a different future while living from yesterday's programming. This is why I don't believe true wealth begins with your bank account. It begins with your awareness. Money simply magnifies the relationship you already have with yourself. If you believe you're not enough... No amount of money will ever feel like enough. If you don't trust yourself... It won't matter how much financial security you create. You'll still feel uncertain. Real wealth isn't something we earn. It's something we uncover. It's been within us all along, buried beneath years of conditioning, fear, expectations, and stories that were never ours to begin with. When we begin clearing away those layers, something beautiful happens. We stop chasing. We start creating. We stop reacting. We begin choosing. We stop living from fear. We begin living from love. That's where abundance begins. Not outside of you. Inside of you. That's why I created the 21-Day Wake Up Wealth Challenge . Not to teach you how to make more money. Not to convince you that positive thinking changes everything. But to give you space. Space to slow down. Space to become aware. Space to notice the patterns you've been living from without even realizing it. Over the course of 21 days, you'll begin seeing yourself differently. You'll explore the beliefs shaping your financial life. You'll reconnect with your intuition. You'll learn how your emotions influence your decisions. Most importantly... You'll begin remembering that you already have everything within you to create a life that feels aligned, peaceful, and abundant. The challenge isn't about becoming someone new. It's about coming home to who you've always been. If your heart has been whispering that it's time for something different... Listen. It may be the beginning of everything. I'd love to walk this journey with you. Because your greatest investment has never been in the stock market. It's always been in yourself. And when you awaken that relationship... Everything else begins to change. With Love, Julie P.S. Sometimes the biggest transformation doesn't happen because life changes around us. It happens because we finally become aware of the life we've been creating, and realize we have the power to create something new. If you're ready, I'd love to have you join us for the 21-Day Wake Up Wealth Challenge.
Real financial freedom isn't about accumulating more. It's about creating choice.
Many people believe abundance is something they need to create outside of themselves.
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What if nothing is wrong with your life? What if the frustration you feel... The anxiety around money... The constant striving... The feeling that something is missing... Isn't a sign that you're failing. What if it's simply your soul trying to wake you up? So many of us spend our lives searching for the next thing we believe will finally make us feel whole. More money. A different relationship. A better job. A healthier body. Another vacation. Another achievement. Another finish line. Yet somehow, after every accomplishment, that feeling quietly returns. "There has to be more than this." And there is. Not because your life is lacking. Because you've been taught to look for fulfillment in places it was never meant to come from. One of the greatest lessons I've learned is that life is always working for us, even when it doesn't feel like it. Every challenge... Every financial struggle... Every relationship... Every fear... Every success... They're all invitations. Not punishments. Invitations to become more aware. Because awareness changes everything. You can't transform a belief you don't know you're carrying. You can't heal a wound you refuse to acknowledge. You can't create a different future while living from yesterday's programming. This is why I don't believe true wealth begins with your bank account. It begins with your awareness. Money simply magnifies the relationship you already have with yourself. If you believe you're not enough... No amount of money will ever feel like enough. If you don't trust yourself... It won't matter how much financial security you create. You'll still feel uncertain. Real wealth isn't something we earn. It's something we uncover. It's been within us all along, buried beneath years of conditioning, fear, expectations, and stories that were never ours to begin with. When we begin clearing away those layers, something beautiful happens. We stop chasing. We start creating. We stop reacting. We begin choosing. We stop living from fear. We begin living from love. That's where abundance begins. Not outside of you. Inside of you. That's why I created the 21-Day Wake Up Wealth Challenge . Not to teach you how to make more money. Not to convince you that positive thinking changes everything. But to give you space. Space to slow down. Space to become aware. Space to notice the patterns you've been living from without even realizing it. Over the course of 21 days, you'll begin seeing yourself differently. You'll explore the beliefs shaping your financial life. You'll reconnect with your intuition. You'll learn how your emotions influence your decisions. Most importantly... You'll begin remembering that you already have everything within you to create a life that feels aligned, peaceful, and abundant. The challenge isn't about becoming someone new. It's about coming home to who you've always been. If your heart has been whispering that it's time for something different... Listen. It may be the beginning of everything. I'd love to walk this journey with you. Because your greatest investment has never been in the stock market. It's always been in yourself. And when you awaken that relationship... Everything else begins to change. With Love, Julie P.S. Sometimes the biggest transformation doesn't happen because life changes around us. It happens because we finally become aware of the life we've been creating, and realize we have the power to create something new. If you're ready, I'd love to have you join us for the 21-Day Wake Up Wealth Challenge.
Real financial freedom isn't about accumulating more. It's about creating choice.
Many people believe abundance is something they need to create outside of themselves.
Your ability to create wealth has far less to do with numbers… and far more to do with what’s happening inside of you.