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How to Choose Your Money Mindset

Julie Murphy • Mar 28, 2022

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Whilst there are a number of practical tools and techniques that will help you on the path to financial freedom, your money mindset is undoubtedly the most important piece. Without a healthy mindset towards money; one of empowerment and abundance, you can implement all the strategies out there, but you will still fall into the same financial patterning. It’s the emotions that have to be brought into awareness and identified first. Creating a deep awareness around your emotional patterning and your money mindset will allow each financial decision you make, to come from a place of true authenticity.


In this article, I’m going to share some ideas on how to choose your money mindset and what this means.


How do you feel about money?


When you think of money and begin to contemplate how to manage your money, what is your initial feeling? So many of us fear money and we have an underlying belief, usually cemented since childhood, that there is never enough to go around. In fact, this was a belief I personally struggled with years ago! This belief only then serves to play out in our lives, constantly reinforcing itself. To gain clarity on what you want your money mindset to look like now, in the present moment, it’s about being willing to shift those beliefs. 


The law of attention is always at work. It isn’t something that we switch on or off. If your subconscious is telling you that money is to be feared, this is what will be reflected back to you regardless of how much money you earn and attract. When you identify your emotion behind money, you can then begin to do the deeper work on healing it. Expanding your awareness is the very first step towards creating a money mindset of abundance! 


Managing your money


When asking yourself how to manage your money, this again all comes down to your money mindset. I have a huge number of videos and articles offering tips and specific strategies on how to manage your money but to implement each one, your mindset is key, which I also talk extensively about. 


If you look at your cashflow and the energy and flow of your money, how do you feel? Are you conscious about how you’re choosing to allocate your income to your financial past, present and future? Do you take yourself on financial dates and review the flow of your money? Do you check in with yourself when you’re spending money and creating awareness about how each choice makes you feel? 


Having a healthy and abundant money mindset means that every financial decision is made with full consciousness. You are choosing for yourself. You are choosing financial independence and becoming your own bank as opposed to operating from fear and relying on debt instruments to get by. 


Are you allowing yourself to live the true dream?


It’s so easy to fall into a mode of living life by default. A huge number of people I see are living a life that is completely mis-aligned with who they are at their core. They’re not living out their soul desire or in a way that is truly authentic to them. When we’re living out of alignment, our money mindset and bank account is a reflection of this deep dissatisfaction. I encourage you to take a step back. Step out of the buzz of the world - away from distraction and technology. Take yourself to a place of calm and just allow yourself to be. Tune into yourself and tap back into your heart. What is it you truly desire? If you could step out of your life today with no consequences, what would the one you step into look like? How would you choose to earn your money? How would your relationships change? Would you change your lifestyle? 


The answers to these questions might feel uncomfortable but by being willing to be on that bridge and to go there, you’re shining a light on the things in your life that aren’t bringing you joy. From here, what needs to happen to change that? What micro-steps can you take?


Whilst for most of us, it isn’t an option to step into that dream life right now, I’m here to tell you that each and every one of us has the power to start paving the path to that true dream today! The moment you shift from lack to one of possibility and expansion, this is also when your money mindset will change accordingly. From that place, you can then start to become a real money manifestor and you’ll be surprised at the synchronicities that show up for you!


Look for examples of people that show what’s possible

 

Something that can be incredibly helpful in shifting your money mindset is to think about examples of people you admire and who embody the money mindset and life that you would like for yourself. This doesn’t even have to be people you know – it can be people you are aware of from a distance or even someone famous! Instead of taking on the energy of people or media that only serve to fuel any negative beliefs around money, consciously choose to consume information, advice and the experiences of people who support the money mindset you want to cultivate. Absorb what has been possible for them and see it as evidence of what’s available to you too. When you constantly see those examples, this activates the energy of abundance and you can use that as fuel for inspiration!


The incredible thing about manifesting and the law of attraction is that it only takes small mindset shifts to create exponential change in our lives. When you can approach every financial decision you make with consciousness, an open heart and with consideration of the version of yourself who is operating from their highest, most magnetic and vibrant self, it is truly amazing to witness the opportunities that arise, the doors that open and how money begins to flow to you. And this all starts with choosing your money mindset - because it always is a choice no matter where you’re starting from. 

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