How to Redefine Our Relationship with Money

Julie Murphy • August 1, 2023

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How to Take Your Manifestations to the Next Level

Have you ever looked around and seen people trudging through their daily lives, looking utterly miserable? I'm talking about those folks stepping off the train with expressions of pure drudgery, like they've been punched in the face. It's a common sight during my morning drive to work in downtown Chicago. And you know what? It makes me incredibly grateful for the financial healing and harmony I've experienced in my own life.

Let me take you back to 1995 when I was a new insurance and investment broker. Back then, I felt like money ruled my world. Every aspect of my life revolved around financial commitments, and it was exhausting. I was stuck in the rat race, constantly striving to make ends meet. From groceries to rent and even treating my friends, money seemed to dictate my every move. On top of that, I felt the responsibility of supporting my eleven siblings. It was overwhelming, and I had unknowingly given away all my personal power to money.

But you know what? I was lucky to have a mentor, who played a significant role in my journey to financial healing. Whenever he saw me wearing a look of despair, he would call me into his office and ask, "Okay, Murph, what's up?" I couldn't hide my inner turmoil, and tears of frustration would often flow. But he had a unique way of putting things into perspective. He once remarked, jokingly, that my student loans were like a pimple on an elephant's ass. I thought he was nuts at first, but his comment eventually became a source of inspiration for me. It made me realize that maybe things weren't as bad as I thought and that there was more to life than just work and money.

Growing up in a large family of eleven siblings in a working-class suburb of Chicago also shaped my relationship with money. We didn't have much, and I had to work from a young age to help support my family. But it also taught me valuable lessons about resilience, empathy, and the importance of choices. I realized that money provided opportunities and choices in life, and I wanted to break free from the cycle of scarcity.

One thing that became clear to me early on was that I had a talent for sales. I excelled at connecting with people and selling products effortlessly. It was through these experiences that I understood the power of my own abilities and how they could help me achieve my goals. But despite making money, I struggled with managing it. It seemed to slip through my fingers, and I never had any savings. There was an underlying emotional component to my relationship with money that needed healing.

As part of my journey to financial healing, I began exploring my patterns and behaviors around money. I realized that some of them were healthy and helped me achieve my goals, while others were less constructive and caused havoc in my relationships. It was essential for me to recognize these patterns without judgment and understand how they influenced my financial decisions.

I encourage you to do the same. Take a moment to reflect on a recent success or acquisition in your life. How did you attain it? What emotions and behaviors accompanied the process? Did you approach it with a sense of confidence and planning, or did you resort to manipulative tactics? By examining your patterns and behaviors, you can gain valuable insights into your relationship with money and make conscious choices that align with your true desires.

There's no right or wrong here. It's about self-reflection and understanding. By becoming aware of your habitual patterns, you can start making positive changes and reclaim your personal power from money.

Financial healing is a journey, and it takes time and effort. But trust me, it's worth it. Together, we can redefine our relationship with money and create lives that are balanced, fulfilling, and aligned with our true selves.

Remember, you have the power to take control of your financial well-being and live a life that's in harmony with your inner desires.

I hope this glimpse into the intertwined world of emotions and money has sparked your curiosity and provided you with valuable insights. However, remember that this is just the tip of the iceberg. In my book, "The Emotions Behind Money: Nurturing Financial Well-Being," I delve even deeper into these topics, offering a comprehensive exploration of the emotions that influence our relationship with money and practical strategies to transform our financial lives. By reading the book, you'll gain a deeper understanding of yourself, uncover hidden patterns, and acquire the tools to cultivate a healthier and wealthier future. Don't miss out on the opportunity to embark on this transformative journey. Get your copy of "The Emotions Behind Money" today and start nurturing your financial well-being like never before. Your future self will thank you.

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How to End the Year Like the Wealthy Do

By Julie Murphy • December 10, 2025

Reset Your Money Energy for 2026 Every December, we all feel that pull, the desire to “be better with money next year.” But here’s the secret I’ve seen again and again after nearly three decades of walking alongside people from all walks of life: Financially wealthy people don’t just plan their next year — they energetically complete the one they’re leaving. They close loops. They clear emotional residue. They realign their energy field before they set a single goal. And you can absolutely do the same. As I share in The Emotion Behind Money , wealth is never created by logic alone. It comes from managing the emotions behind your money and understanding that money itself is energy. And in Awaken Your Wealth , I remind readers that energetic shifts begin when you consciously picture yourself stepping into a new reality, while compassionately acknowledging the one you’re standing in now. So let’s walk through the simple year-end process I teach my clients — one that spiritually, emotionally, and financially resets your money field for a powerful 2026. 1. Review Your 2025 Wins & Losses With Compassion Before you step into the new year, look back with the most loving, nonjudgmental eyes possible. I call it neutral observation . Wealthy people don’t spiral into shame when something didn’t go perfectly. They get curious. Ask yourself: Where did I expand financially this year? Where did I contract emotionally or economically? What choices were truly aligned with my values? Which ones came from fear, scarcity, or old patterns? In Awaken Your Wealth , the “Accepting Reality and Awakening” step of PACT teaches that awareness without judgment is how we break old money patterns for good. So breathe. Notice. Write it down. No shame. No spiral. Just truth. 2. Forgive Any Money Mistakes Here’s a truth most people never consider: Every financial mistake carries emotional weight and emotional weight blocks money flow. From my work in The 4 Spiritual Laws of Money , we know that your heart’s energy is more powerful than your brain’s logic, and intention is what redirects energy back into alignment. Forgiveness, of yourself, your past self, or others involved, releases stagnant money energy. Try this: Write down any money decisions from 2025 that still feel heavy. Place your hand on your heart. Say: "I forgive the version of me who made this choice. She/he did the best they could with what they knew at the time.” Forgiveness isn’t about letting mistakes slide. It’s about resetting your emotional money field so you can co-create something new. 3. Create an Energetic Closing Ceremony for the Year This is where wealthy people truly separate themselves; they honor the transition. You can create your own year-end ceremony using whatever resonates from your spiritual toolkit. Here are a few ideas inspired by the intention-setting and clearing practices throughout my work: Light a candle Symbolize releasing the old year and calling in the new. Write a “completion list” Include everything you’re ready to release: debts you’re no longer carrying shame over, relationships you’re energetically cutting cords from, patterns you’re finished reenacting. Burn or bury the list This physical act tells the Universe: “I’m done living from this version of myself.” In The Emotion Behind Money , we explore how inherited beliefs and emotional patterns repeat until they are consciously released. This ceremony is your line in the sand. End with intention Close with one powerful intention for 2026, aligned from your heart: “I choose a new flow of abundance.” “I trust that money comes to me with ease.” “I allow myself to receive the wealth I’ve been working toward.” As The 4 Spiritual Laws of Money reminds us: “The Universe responds to action.” Your ceremony is your spiritual action. Ready to Step Into 2026 Aligned, Clear & Empowered? If you’re craving deeper support with your financial reset, join me for my Emotions Behind Money Workshop in January. If you’ve been feeling the nudge to recalibrate your relationship with money, this is your moment. Let’s make 2026 the year your inner wealth and your financial reality finally match. You deserve abundance and you’re closer than you think. With love, alignment & a whole lot of possibility, Julie ✨