Blog Layout

Reflect on 2010 to improve in 2011

Julie Murphy • December 21, 2010

I spent the last couple of weeks talking about fitness, both financial and physical, for the New Year. It’s important to thinking about early so you’re in the right mindset at the start of 2011. But  to be truly prepared for improvement in 2011, you have to reflect on what you did in 2010.

It’s incredible how quickly this year has flown by. For some of you, it was a trying time with the recession. And for others, it may have been abundant with new opportunities. Whatever your situation was, let’s take this final blog post of 2010 to look at these past 12 months.

  • How much money did you save this year? Was it more or less than you wanted?
  • What kind of debt did you accrue this year, and how much did you eliminate?
  • Did you get promoted at your company or find a better position at a different company? And did you get the pay increase you wanted?
  • What did you complain about a lot this year? And what did you do to turn those complaints into positives?
  • Where you able to purchase your first home this year? Your dream home? Why or why not?
  • How about personal goals you set? What steps did you take towards achieving them?

If you don’t like your answers to some of these questions, that’s okay. We all have things that can hold us back from achieving what we set out to. The key to overcoming the pull of non action is to recognize exactly what it is that is stopping you. So the first and most important step is conquering the crabs in your bucket.

I’ve talked about the crabs before. One crab in a bucket can climb out easily. But if you fill a bucket with twenty crabs and one reaches the top, the others will pull it back down. Identify who or what the crabs in your bucket were this past year, and you will take steps towards a brighter 2011.

Here’s the thing about crabs: they’re insecure. They see what you’re accomplishing, and it is forcing them to think about what they are (or aren’t) doing to improve themselves. So to feel better about the place they’re at, they try to pull you back down into the bucket.

Crabs can be anybody. Maybe it’s your family and their negative opinion on the home you chose to purchase this year. Or those friends who made cynical remarks about your recent weight loss. You know who is really in your corner giving you constructive criticism, and who is trying consciously or subconsciously derail your progress.

It may be painful to think about what went wrong this past year. But in order to really improve in 2011 you have to think about the decisions you made in 2010. Once you honestly reflect on this past year, you’ll know exactly what you need to do to make 2011 your best year yet.

Tags: new year, new years, money, personal finance, reflection, reflect, Julie Murphy, emotion behind the money

The post Reflect on 2010 to improve in 2011 appeared first on Julie Murphy.

Share Blog On Social

A woman is smiling while money is falling around her.
Image of budget planning worksheets
A sign that says join julie on youtube
A book titled the spiritual laws of money
Get it NOW!

Recent Blogs


Your financial reality isn’t just about numbers…it’s about emotions.
By Julie Murphy February 10, 2025
Money is simply a reflection of what’s going on inside you. If you’re stuck in cycles of debt, overspending, or scarcity, chances are, there’s an emotional pattern running beneath the surface.
Strengthen Your Financial Muscles and Design the Life You Want
By Julie Murphy January 30, 2025
When you strengthen your financial muscles, you’re not just increasing your wealth…you’re creating a life that reflects your deepest values, fuels your passions, and supports your long-term happiness.
You can create real wealth: a life of joy, purpose, and freedom.
By Julie Murphy December 31, 2024
You can realign your life. And you can create what I call real wealth a life of joy, purpose, and freedom that feels as good on the inside as it looks on the outside.
Show More

Similar Blogs

Your financial reality isn’t just about numbers…it’s about emotions.
By Julie Murphy February 10, 2025
Money is simply a reflection of what’s going on inside you. If you’re stuck in cycles of debt, overspending, or scarcity, chances are, there’s an emotional pattern running beneath the surface.
Strengthen Your Financial Muscles and Design the Life You Want
By Julie Murphy January 30, 2025
When you strengthen your financial muscles, you’re not just increasing your wealth…you’re creating a life that reflects your deepest values, fuels your passions, and supports your long-term happiness.
You can create real wealth: a life of joy, purpose, and freedom.
By Julie Murphy December 31, 2024
You can realign your life. And you can create what I call real wealth a life of joy, purpose, and freedom that feels as good on the inside as it looks on the outside.
Traditional budgeting feels like a chore, a constant reminder of restrictions and sacrifices.
By Julie Murphy December 5, 2024
Does the word budgeting make you cringe? Do you feel a pang of guilt every time you think, “I really should budget better, but honestly, I just don’t want to”?
Show More
Share by: