Stop Postponing Your Abundance: The Time to Begin Is Now

Julie Murphy • October 9, 2025

There are only 90 days left in the year, and what you do now sets the tone for everything that follows.


Most people wait until January to ‘start fresh,’ but the wealthy don’t wait. They align now.

This is one of my favorite times to pause, reflect, and realign; not just with our goals, but with our hearts. If you’ve read
Awaken Your Wealth, you know that true financial transformation doesn’t start with spreadsheets or budgets. It starts within. The way you end your year sets the energetic tone for how you’ll begin the next one. These last 90 days aren’t just about finishing strong; they’re an opportunity to reset, refocus, and step into 2026 with clarity and abundance.

So before you jump into planning, take a breath. Ask yourself: Am I closing this year in fear, or in faith?

To help you do that, let’s revisit the framework from Awaken Your Wealth: the
PACT process and use it to finish the year with power and purpose.


P: Picture Yourself


Before diving into numbers, picture how you want your life to feel.

Close your eyes: what does financial peace look like for you? Maybe it’s paying off a credit card, starting your dream business, or simply feeling calm when you check your bank balance.


Write down what comes up, without judgment, no perfection needed. This is where abundance begins: by seeing yourself already living the life you desire.


A: Accept Reality and Awaken


Pull out your statements. Look at your spending, saving, and emotions, because your relationship with money mirrors your beliefs.

Instead of criticism, try compassion. Say to yourself: 'This is where I am, and I’m ready to grow from here.' Awakening begins when we meet our reality with love and curiosity, not shame.


C: Choose to Change


Once you see clearly, decide what’s next.

What are you ready to leave behind in 2025? Fear? Overworking? Financial chaos?

And what will you invite into 2026? Confidence. Clarity. Joy.

Every choice you make shifts your energy. When you align your decisions with your heart, not your fears, you create space for new opportunities to flow.


T: Take Action


Now, take one simple, meaningful action this week that aligns with your future self.

Maybe it’s automating a savings deposit, setting a boundary around work, or scheduling a visioning session for 2026.

Remember: the Universe meets you in motion. You don’t have to overhaul everything, just take one intentional step. Small steps create momentum, and momentum builds miracles.


You Don’t Have to Do This Alone


Transformation happens faster, and with far more joy, when you’re supported and held accountable by others walking the same path.

So, to help you step into your next level of abundance, I’m offering a special gift: 
join my group coaching for the month of October completely free!

This month, we’ll focus on closing out 2025 strong: emotionally, energetically, and financially, so you enter 2026 grounded in clarity and abundance


Click here to join my free October group coaching, and let’s make these final months the turning point in your financial and spiritual journey.

Because when you awaken your wealth, you awaken yourself.

You are not behind. You’re right on time, and abundance starts the moment you say yes to yourself.

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