What Is Your Money Trying to Tell You?

Julie Murphy • October 1, 2026

Have you ever stopped to think about your relationship with money?

Not how much you have.

Not how much you earn.

Not what the market is doing or whether you've saved enough for retirement.

I'm talking about the relationship underneath all of that.

How does money make you feel?

For more than thirty years, I've worked with people and their finances, and one thing I've learned is that our relationship with money is rarely just about money.

Money can bring up fear.

Security.

Control.

Freedom.

Guilt.

Worthiness.

Even love.

And many of those emotions and beliefs began forming long before we ever earned our first paycheck.

We Learn to Protect Ourselves

As children, we learn how to navigate the world around us.

We learn what makes us feel safe.

We learn what earns approval.

We learn what causes pain.

And without realizing it, we begin developing patterns designed to protect ourselves.

Those patterns don't magically disappear when we become adults.

They grow up with us.

They can show up in our relationships, our careers, our health, and absolutely in our finances.

Maybe you grew up hearing, "We can't afford that."

Maybe money was always a source of conflict in your home.

Maybe success was expected of you, and somewhere along the way you began connecting achievement with your own worth.

Maybe you learned that having money meant security, so no amount you've accumulated ever quite feels like enough.

Or maybe spending became a way to soothe yourself, reward yourself, or feel something that was missing somewhere else.

None of this is about judging yourself.

It's about becoming aware.

Because awareness gives us the opportunity to choose differently.

Is It Your Belief or Someone Else's?

One of the most powerful things we can do is begin questioning the stories we've carried with us.

Ask yourself:

What do I believe about money?

Then go deeper.

Where did that belief come from?

Was it something you consciously chose?

Or did you inherit it from your parents, grandparents, culture, or experiences growing up?

Now ask yourself something even more important:

Does that belief still align with who I am today?

Sometimes we discover that we're living an adult life based on rules written by a much younger version of ourselves.

We're making choices from fear when our hearts are asking for freedom.

We're chasing someone else's definition of success while wondering why reaching the next milestone never seems to make us happy.

We're building wealth on the outside while feeling disconnected from ourselves on the inside.

That's where our relationship with money can become one of our greatest teachers.

Your Money Can Be a Mirror

Instead of looking at your finances only as numbers on a page, try looking at them with curiosity.

What are they showing you?

Are you staying in a career that no longer feels aligned because you're afraid you can't afford to leave?

Are you carrying debt from choices that were meant to fill an emotional need?

Are you afraid to enjoy the money you've worked so hard to create?

Are you constantly comparing your financial life to someone else's?

Or perhaps you're doing everything you're "supposed" to do financially, yet something inside still feels incomplete.

Listen to that feeling.

Your authentic self has a way of getting your attention.

Stop. Look. Listen.

Years ago, I began teaching a simple practice I call Stop, Look and Listen.

Give yourself permission to unplug from the noise for a few minutes.

Put down your phone.

Turn off the television.

Close your eyes and breathe.

Then think about your financial life.

Don't immediately try to fix anything.

Just notice.

What feelings come up?

Fear?

Peace?

Tension?

Excitement?

Scarcity?

Possibility?

Then ask your heart:

If fear weren't making this decision, what would I choose?

And listen.

You may be surprised by what comes forward when you stop allowing the outside world to provide all the answers.

Real Wealth Starts on the Inside

Financial planning is incredibly important.

Saving matters.

Investing matters.

Managing cash flow and eliminating unhealthy debt matter.

But those tools become even more powerful when they're supporting a life that actually belongs to you.

That's what I call building wealth from the inside out.

When you begin understanding the emotions and beliefs driving your financial decisions, you can start making choices from a different place.

A place of awareness.

A place of intention.

A place of love instead of fear.

And ultimately, a place that is aligned with your authentic self.

Because real wealth isn't simply about accumulating more money.

It's about creating the financial freedom to live the life your heart has been asking you to live.

Join Me for a Deeper Conversation

If something in this message spoke to you, I'd love for you to join me for my upcoming workshop:

Aligning with Your Authentic Self Through Your Relationship with Money

We'll explore the relationship between your money, your emotional patterns, and the authentic person underneath all of it, and begin uncovering what may be keeping you from creating the life and financial freedom you truly desire.

📅 October 8, 2026
⏰
10 am PT | 11 am MT | 12 pm CT | 1 pm ET

REGISTER FOR THE WORKSHOP

Bring an open mind.

Bring an open heart.

And most importantly, bring yourself.

Much love,

Julie


​P.S. Your relationship with money isn't something separate from your life. It can be one of the clearest reflections of how you see yourself, what you believe you're worthy of, and how much freedom you've given yourself to become who you truly are.

Maybe it's time to listen to what it's been trying to tell you.


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