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How to Become Wealthy with a Millionaire Mindset

Julie Murphy • December 13, 2022

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How to Take Your Manifestations to the Next Level

The path to becoming wealthy starts with choosing your mindset around your financial life. If you want to become a millionaire, then embodying the mindset of a millionaire is key!


However, there’s a big difference between wanting to become a millionaire for the sake of the numbers; always chasing more yet feeling a sadness or void in other areas of life (I call this group of people ‘Rich but Empty’), and choosing a life of Real Wealth where money is in abundance. 


This is where your money and how it flows to you harmoniously intertwines with the other core parts of your life such as your relationships, work and health. Living a life of Real Wealth ultimately means living a life that you love!


So let’s say you’re asking how to be wealthy in 5 years from now. Well, first of all, are you creating the energetic space for that to happen?


Do You Have Awareness of the Flow of Your Money?


A millionaire mindset means creating full awareness of everything that’s coming in and going out financially. Really getting into the nitty gritty of your finances can be overwhelming if you’ve avoided it, but once you lay it all out and gain an understanding of what you have coming in and going out on a monthly basis - and review this regularly, you can accept the reality of your finances. 


You can create the energetic space to make more empowered decisions about how exactly you want it to flow.


Create Financial Flexibility 


When people ask me how to be wealthy in your 20’s, learning how to create financial flexibility is crucial. Building those financial muscles and intentionally structuring your finances in a way that cleans up your financial past if you have one, live in the present moment and build your financial future - and potentially your generational wealth, all at the same time. 


If you’re struggling with fears around debt (your financial past), although it can be tempting to want to pay it all down as quickly as possible, this is about looking at the bigger picture of your life and creating space to be able to live in the present moment.


Building financial flexibility and a safe container so that if unexpected expenses come in, or something in your life happens, you have the ability and funds available to take care of it. You don’t have to default back to debt and repeat your financial past over and over.


This means looking at your income and dividing it so that you’re addressing any debt, while also funding your mid-term cash flow intentions and additionally allocating to your financial future. 


Millionaires and those who embody the essence of Real Wealth understand that making space for this financial flexibility is the foundation of building sustainable wealth. And it doesn’t matter where you’re starting from. 


If you can only fund these intentions with a minimal amount each month (and ensure it’s done on autopilot so you don’t negotiate yourself away!), energetically you’re showing the universe that you’re stepping into your power. That you’re being intentional about creating the life you want to live.


It’s then amazing how the opportunities for attracting more wealth start to show up! Trust me on that one!


I have many resources available on creating financial flexibility with my books and courses and group and individual coaching. 


Embody the Mindset of Abundance


The difference between a rich vs wealthy mindset is one of abundance and joy. It means more than just the numbers. Creating sustainable wealth means listening to your heart as opposed to plugging into all the financial noise and ‘chasing’. 


It means knowing that you are the creator of your life and that when you follow what you love and stay in alignment every step of the way, you begin to open doors for opportunity in the most incredible ways.


An abundance mindset is one of ‘more’. Being very clear and intentional about how much you’d like to earn and attract in, but being open to how this can show up. 


Exploring passive income opportunities that excite you could be one example and knowing that if you have a dream and then align it with your current reality, you can take those steps to achieve anything you desire. 


The journey to becoming wealthy won’t happen overnight, but when you work on building it from the inside out, leading with your heart (the magnetic force of which stretches 8 miles!), you can attract the most profound opportunities, people and situations into your life.



Reduce Financial Drama


Our financial worlds have become so complex - what with tax codes, investment accounts, credit cards, rates of interest, store credit cards……there are so many options that we easily get distracted by. 


Or maybe you’re merging your money with a partner and feeling uncertain about the potential complications.


Perhaps you’re overwhelmed by all the investment options out there. 


So this is about creating financial simplicity in your world and with my Julie Murphy work, this is the core of what I teach. Deciding that you want to spend less time being distracted by all these external factors and instead, focusing on what you actually like to do in your life!


Deciding that instead of defaulting into financial decisions dictated by something or someone on the outside, you choose the ones from a neutral and grounded place that feel right to you. 


All the financial drama and chaos out there doesn’t give us the opportunity to step back and build our financial muscles to make choices that align with the life we actually want to live. 


So we have to go back to simplicity. And I’m a financial planner who loves a menu of options! But I’m also about creating financial simplicity to make space for happiness in your life. A basic example of financial simplicity could be operating on a cash basis and drawing money out of your account at the start of the week. Once it’s gone it’s gone.


It’s these small, conscious choices to only plug into what’s aligned with the life of Real Wealth you want to live, that really move the needle on your journey to a life of financial freedom!


If you’re ready to live your life of Real Wealth and make quantum leaps in your manifestations, come join the community where you’ll receive my weekly updates, news and videos!

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