How to Take Charge of Your Money and Live a Balanced Life

Julie Murphy • March 10, 2022

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How to Take Charge of Your Money and Live a Balanced Life

Creating financial abundance is all about learning how to take control of your money. When you feel in control of your finances, this is when you begin to live a balanced life and it has a ripple effect in every other area including your emotions, health and relationships. 


Like everything, you are also quantum. You are energy and
you are the creator of your life. This also means that you have created your financial reality. I completely understand this might be hard to accept, but the sooner we can accept it and gain the financial education to make different choices, the sooner we shift from lack to abundance and change our financial reality. 


I’m now going to share 6 key ways that you can begin to do this. 


Where is your heart in your financial decisions?


We’re all trying to make sound financial decisions but we’re often doing it from what I call an external referral system. For example, are you making an investment choice on the basis of someone else’s energy and where they’re at? Where is your own heart at though when it comes to that investment?


If you’re making these kinds of financial decisions through someone else’s filter, it might not be right for you. After all, like attracts like and you are financially wired similar to all the people around you. Therefore, it’s easy to take on their energy when it comes to money instead of leading with your own heart and soul desires.


Who are you spending time around?


Moving on from the above concept, when it comes to learning
how to take control of your money, it’s crucial to consider who you are spending the majority of your time around. If you’re trying to get out of debt, you need to surround yourself with people who are debt-free. If you work in a company, does this company have a culture of abundance or one of lack? I’ve seen so many patterns in company cultures where people are encouraged to use their credit card for business expenses - client dinners, cabs, lunches. Typically, it’s all about paying to maintain an image. What tends to happen though is when the employees get the expense cheque back, they’re using it as income to maintain a certain lifestyle that is sometimes expected at work, not paying off the credit card and therefore creating a cycle of debt. 


The lesson here is to be mindful of the financial energy of the company you keep. Similarly, if you have people around you talking about debt or creating their own debt, you will likely create the same.


Understand that money is energy


The universe works in such a way that when you give, you also tend to get and the cycle of this energy feels incredible! The major caveat here is to give, but not at your own cost. Not where you’re compromising your own financial needs. If you choose to give, do this consciously and from a place of heart and soul alignment. When you give from a place of wanting to help - not because you feel you should or because you’ve been pressured into it, it will flow back to you in so many beautiful and unexpected ways. You just have to bring yourself along for the ride and be fully on-board! The act of giving doesn’t have to be financial either - it can be your time or the offering of a skill. 


Clear the clutter!


Are you a hoarder? If so, that is energy too! Be mindful that if you have ‘stuff’ around you, this is reflective of unresolved feelings and emotions. Our physical environment is a mirror of our emotional and financial lives and if there’s clutter, there’s a subconscious fear there. One of the first assignments I give my clients is to clear out any clutter in their closet and home, as to begin the manifestation process, you have to have space - physically and energetically. 


Your energy around your money and your financial past is displayed all around your house and having clutter is reflective of your past emotions that are not being processed. Clearing space paves the way for the future you want to create! 


Fill the holes of those leaky financial containers


I’d like you to think about where you might have what I call leaky financial containers. Is there someone you’re always bailing out? Learning how to take control of your money means loving yourself enough to have boundaries. I see this with a lot of parents and their children, or people without children who spoil their nieces or nephews. Of course, this is a fantastic thing to be able to do but when it becomes expected and a habit, that’s when it could start to become an issue. It doesn’t mean that you have to stop helping or caring about them - you can just show it in other ways. For example, something I love to do with my nieces and nephews is instead of giving them money, I give them
experiences such as a day out or dinner. It creates enriching quality time with each other and also gives them that financial education that value can come in other, often more meaningful ways. 


Are you over committing on your cash flows? 


If everything you earn is going straight back out, this doesn’t offer you any financial flexibility. You can’t be nimble. Whilst you can blame everyone - your employer, the bank, the economy, inflation, your reality is what it is and it’s up to you to change it. You absolutely have the power to do that! Begin to find ways to free financial space and have that extra money go into your savings accounts. Perhaps you can save on your cell phone bill or cancel any subscriptions that you rarely use? Intentionally direct that money somewhere else. You’ll soon notice how empowering it feels to let go of those past financial choices and to be more intentional about your financial future.


Another tip is to revisit any insurance products you have and ask yourself if they’re still aligned now that you are in a different place in life? 


The question you always need to ask yourself; where do you want your financial energy to go?


You will notice that many of the tips I’ve shared are centred around your finances but actually go far deeper and will nourish you in so many other parts of your life. This is the beauty of truly learning how to take control of your money and enjoy the benefits of a more balanced life. Begin today and you’ll start to embody the essence of Real Wealth - a profound sense of freedom in every area of your life!

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