Blog Layout

How to Thrive in the Macro Economic Environment

Julie Murphy • September 20, 2022

Blog

With everything that’s going on in the macro economic environment in today’s world, it can be a challenging time. 


Your fears and anxieties around money might have been heightened because the world is operating - on many levels, in the energy of scarcity.


What if I told you though that you can thrive financially, despite everything that is going on? 


Whilst you can’t change what is happening, you can choose to change how you react to it. 


Building Wealth From the Inside Out 


You can choose to make different decisions. You see, this is why I’m big on building wealth from the inside out. The way I like to work with people; particularly around their money, is to help them make aligned financial decisions that enable them to thrive despite everything that is happening in the world - in their immediate environment and the world at large. To insulate themselves financially and build a safe foundation for them to be able to thrive no matter what is going on. 


Perhaps the economy and rising inflation has highlighted to you that you don’t have that safe container? Maybe it’s bringing up all kinds of emotions for you. If so, now is an opportunity to spend some time with yourself and really tune in. I encourage you to enquire within; to ask why? 


What has created those patterns around your finances - it could be overspending or earning your money doing something you really dislike and now feeling trapped because you don’t have the financial flexibility to do something you really want to do? 


Where have you negotiated yourself away? Where have you left yourself and your heart on the sidelines? 


Here’s the thing and possibly a hard truth; your money stuff can’t be blamed on the macro-economic environment. 


Breaking Down Your Financial Life


Our financial lives can be broken down into 3 parts; our financial past, our financial present and our financial future. If you’re creating too much financial past and that is now more apparent than ever, get curious on why that is? 


Inner happiness is often a core piece that’s missing. This is when we can turn to old patterns such as over-spending to try and fulfill a subconscious unmet emotional need. 


This is why in my Julie Murphy work I’m so passionate about helping people set up their finances in a way that allows them, wherever they’re starting from and whatever their income, to allocate their finances into those 3 parts so they are free to live in the present moment and focus entirely on what they want to create.


Focus on What you Want to Create


Let me tell you; when you implement these types of strategies, are in flow and alignment, get truly relentless about what you want to create and start to build your wealth from the inside out, everything just shows up! It doesn’t matter what’s going on in the economy. 


All it takes is a few fully conscious decisions on the right path. Decisions that are aligned to your highest self and what you want to create.


So if you’re experiencing fear and worry about the economy, it’s your job - and now more than ever, to get in the observer state of your unresolved patterns, because they will come up. Mark my words, they’ll show up in your money, your personal world and in your family life.


Something I often witness with clients is when they’re challenged to stand in their truth. Time and time again, they’ll be tested to stand in their truth! The challenges will keep appearing to guide them. And along the way, if they wind up with unresolved emotions such as sadness, anger, depression, anxiety - these are remnants of what is left over as they’re moving through this process.


Step into Empowerment & Stand in Your Truth


For you, it's about choosing to step into those challenges, to stand in your truth and to do so coming from an empowered place. 


Let me now ask you; how are you ready to step into your life from an empowered place? How can you make decisions from that standpoint, that are all woven in your truths?


When it comes to your finances, now is the time to create full awareness of the flow of your money. What exactly is coming in and going out? Even the act of doing this takes you from being a victim of the macro-economic environment to being empowered. To feel aware of knowing what your finances look like and not participating in the energy of burying your head in the sand!


Next, it’s about making conscious and again - empowered decisions about where you want to make your adjustments. About where you choose to let go of some of your expenses or outgoings in favour of building your financial container and creating abundance. How you are going to allocate to your financial past, present and future. 


Put Your Finances on Autopilot 


Then, put it all on autopilot. Arrange to have your money deposited into your various buckets automatically so that you can focus on living in the present moment. There are too many distractions in the world that take us away from the present moment and what we want to create in our life. So make it easy for yourself and use this type of system to your advantage! 


I talk about this process and how to tailor it on a much more detailed level in my books, courses, videos and of course, with my clients. I encourage you to take a look at all the resources I have, which will give you everything you need!


All you have to do to thrive is to firstly decide that you are not a victim to the macro economic environment. From today, start by making empowered, conscious choices. Ones that you choose from your current reality and from your heart. Yes, they might be hard but step into them. Don’t step away or bury your head in the sand!


Instead of consuming media that emphasizes the negative or talking that way yourself about the economy, redirect your focus entirely on what you want to create. Choose not to participate in the noise. You can be aware of what is going on without engaging in the energy of it. 


Disrupt Your Old Patterns


When you’re making your decisions, whether these be financial or in other areas of your life, tune in to what makes you feel lighter? I’m big on using the power of energy work such as Rapid Transformation Therapy or Hypnosis to help shift past trauma, and this is something you could also look into as part of your own process. 


If you’re creating your financial past over and over such as through your spending, make it so that it can’t happen. Leave the credit card at home or in the freezer! Only take out cash. Challenge yourself to hold cash instead of spending it. Disrupt those old pathways and make it a fun process! I have many tips on how to disrupt those old patterns on my YouTube channel. 


Most of all, do all of this with compassion and without any shame, blame, guilt or judgement. Thriving is about accepting your current reality and then making aligned choices that pave the way for those big quantum leaps and that keep your nervous system in neutral. You don’t need to keep reliving your past and in those suffering patterns. Choose instead, to stand in your truth. 


The time is now so make that intention to start today. Go after what you want to create and be truly relentless! 


If you enjoyed this post, ​​let’s connect more! Please make sure to Join me on my Youtube channel and my social media where I post multiple tips each week on how to create your life of Real Wealth.

Share Blog On Social

A woman is smiling while money is falling around her.
A sign that says join julie on youtube
A book titled the spiritual laws of money
Get it NOW!

Recent Blogs

Emotions around money show up in our bodies in ways we don’t always realize.

Your Body Knows Your Money Story. Are You Listening?

By Julie Murphy • October 29, 2024
Money isn’t just something we deal with mentally or emotionally—it’s physical too. Whether we’re conscious of it or not, financial stress impacts our bodies.

The Power of Reflection: Strengthening Your Financial Path with the 4 Spiritual Laws of Money

By Julie Murphy • October 2, 2024
In my book, " The 4 Spiritual Laws of Money , " I explain that wealth isn’t just about managing money—it's about aligning with the deeper, spiritual principles that guide our financial lives. These four laws offer a powerful framework to create lasting abundance, but they aren’t a one-time fix. Instead, they are tools to be revisited and reapplied throughout your journey. Reapplying the 4 Spiritual Laws of Money for Continuous Growth We all know the feeling—just when you think you've got your finances in order, something shifts, and it feels like you're back at square one. Maybe an unexpected expense pops up, or perhaps your goals change as your life evolves. Whatever the reason, financial growth is not a “set it and forget it” journey. It requires ongoing effort, reflection, and adjustment. This is where the 4 Spiritual Laws of Money come in. These laws aren’t just one-time lessons; they are a powerful framework that you can revisit and reapply whenever life (or your bank account) needs a tune-up. Let’s dive into how each law can be reworked into your daily life, helping you to stay on the path of financial abundance. 1. Manifestation Begins with Desire You’ve likely heard it before— knowing what you truly want is the first step to creating it. But here’s the thing: what you want today might be different from what you desired a few years ago. Life changes, and so do your dreams. Take a moment to check in with yourself. What do you really desire now? Is it financial freedom, a vacation home, or maybe the ability to give back to your community in a bigger way? Whatever it is, don’t be afraid to dream big. Let your desires guide you as they evolve. Reaffirming your desires regularly ensures that you're always manifesting what aligns with the current version of you. 2. The Heart Is Stronger Than the Brain When it comes to money, we’re often told to “be logical” or “stick to the numbers.” But one of the most beautiful spiritual laws of money reminds us that the heart is stronger than the brain . In other words, decisions made from a place of love, passion, and authenticity are far more powerful than those made from fear or strict logic. Ask yourself: Are your current financial choices aligned with your heart? Does how you’re making and spending money feel good on a soul level? When you revisit this law, you might realize it's time to adjust your financial strategy to better match your heart’s desires. This could mean choosing a career path that fulfills you or focusing on spending in ways that bring you joy, not just security. 3. Intention Redirects Energy The power of intention is real. When you set a focused intention, you shift the energy of your life in that direction. But the key word here is focused. As life moves forward, it’s easy to let distractions pull your energy in too many directions. That’s why it’s crucial to regularly revisit your intentions. Are they still aligned with where you want to go? Take time to refocus. This might mean creating new financial goals or reaffirming old ones. By re-centering your intentions, you’re not only redirecting your energy—you’re also inviting the universe to step in and help you make those goals a reality. 4. The Universe Responds to Action We’ve all been there: thinking, dreaming, planning—but not doing. This is where the fourth spiritual law comes in as a loving nudge. The universe can only respond when you take action. What steps have you taken lately toward your financial goals? Even small actions—like setting up an automatic savings plan or looking into a new investment—send powerful signals to the universe that you’re serious about manifesting abundance. And the universe will respond! The more action you take, the more opportunities seem to “magically” appear. Remember, action doesn’t have to be overwhelming. Start small, but be consistent. Every step you take builds momentum toward your goals. Why Reapplying the Laws Matters Life is full of changes. Your financial situation, goals, and even your mindset will evolve over time. That’s why it’s essential to revisit and reapply the 4 Spiritual Laws of Money regularly. They’re not static rules but a dynamic, flexible framework that grows with you. Think of these laws like a compass for your financial journey. Whenever you feel off track, return to them. When you’re uncertain about your next move, let them guide you. The more you use them, the more they’ll become a natural part of how you think and act around money. Embrace the Journey Remember, financial growth is a journey, not a destination. There will be twists, turns, and perhaps a few bumps along the way, but with the 4 Spiritual Laws of Money, you’re never lost. These principles are here to help you continuously grow, adapt, and realign with your true financial path—one that leads not just to wealth, but to joy, freedom, and fulfillment. So, the next time you feel a shift in your financial landscape, don’t panic. Instead, revisit these laws, reapply them, and watch how they continue to guide you toward your next level of abundance. Now, what’s your next step? If you found these insights helpful, you’ll love " The 4 Spiritual Laws of Money , " where these principles are explored in depth. It’s now available as an audiobook, making it easier than ever to absorb these powerful lessons on the go. Whether you're commuting, exercising, or relaxing, you can take the wisdom of these spiritual laws with you wherever you are. Start your journey to financial and spiritual abundance today!

Building Financial Stability from Within

By Julie Murphy • September 3, 2024
As someone who has guided countless clients toward true wealth, I know how crucial it is to build financial stability, especially in times like these. And that’s where my approach, outlined in my first book, "The Emotion Behind Money" , comes into play. In my work, I emphasize that wealth isn’t just about numbers—it's about what's happening inside you as much as what's happening around you. The Emotion Behind Money is all about building wealth from the inside out, which means bringing your authentic self to the forefront of your financial decisions. When your money is aligned with who you truly are, you create a foundation that can withstand even the most uncertain times. Feeling anxious about the future—whether it’s due to financial, economic, or inflation-related concerns—is a common experience. But often, that anxiety signals that your money isn’t set up in alignment with your authentic self. When this alignment is off, it’s easy to feel ungrounded and uncertain. I’ve seen this time and again in my work as a financial planner, and I’m here to help you shift from anxiety to assurance by realigning your financial life with who you really are. Let’s face it: the economic landscape is challenging right now. Inflation is driving up costs on essentials like gas, food, and education. Interest rates are climbing, and while wage growth might seem positive, it can have long-term consequences for the economy. It’s easy to get caught up in these concerns, but I believe there’s a better way to approach them. The Outside vs. The Inside When we think about wealth, we often focus on external factors: the stock market, interest rates, inflation, job security, and so on. These things are important, but they’re only part of the picture. What’s going on inside you—your beliefs, values, and emotions —plays an equally crucial role in your financial stability. If you’re feeling anxious about the future, it might be a sign that your finances aren’t fully aligned with your true self . When you’re not grounded in your financial decisions, it’s easy to feel out of control and overwhelmed by external events. But when your money is set up in a way that reflects who you are and what you value, you’ll find that you can navigate uncertainty with much more confidence and peace of mind. Creating Financial Space One of the most important steps you can take to create financial stability is to build financial space. This means having enough room in your budget to handle unexpected expenses, economic downturns, or other financial challenges without feeling panicked. Start by taking a close look at your current financial situation. Are there areas where you could reduce your debt? Are there expenses you could eliminate or cut back on? By making these adjustments, you can free up cash flow that can be redirected into savings or investments, creating a buffer that will protect you in times of uncertainty. I’ve created a Cashflow Worksheet to help you get started on this journey. You can download it here . Another crucial aspect of creating financial space is to avoid taking on unnecessary debt. For example, many people take out loans from their 401K accounts, thinking it’s a quick fix. But in the long run, this can lead to more financial stress. Instead, focus on building up your savings so that you have the cash on hand to cover unexpected expenses without resorting to credit cards or loans. Empower Your Choices A big part of building financial stability is recognizing that you have a choice in how you manage your money. It’s easy to feel like a victim of the system, especially when you’re facing financial pressure. But when you realize that you have the power to make decisions that align with your values and goals, you take control of your financial future. For example, instead of feeling like you "have to" use credit cards to cover expenses, reframe it as a choice. If you truly need to use credit, do so with intention and a plan to pay it off quickly. But if it’s possible to avoid it, choose to do so. This simple shift in mindset can make a huge difference in how you feel about your financial situation. Insulate Yourself from Economic Uncertainty We can’t control what’s happening in the global economy, but we can take steps to insulate ourselves from its effects. This starts with being proactive about your finances. By setting up your money in a way that aligns with your true self, you create a foundation that can weather any storm. Whether it’s building up your savings, reducing your debt, or making thoughtful financial choices, every step you take toward financial stability helps to create a sense of security. And that security isn’t just about having more money in the bank—it’s about knowing that you’re in control of your financial future, no matter what happens in the world around you.
Show More

Similar Blogs

Emotions around money show up in our bodies in ways we don’t always realize.

Your Body Knows Your Money Story. Are You Listening?

By Julie Murphy • October 29, 2024
Money isn’t just something we deal with mentally or emotionally—it’s physical too. Whether we’re conscious of it or not, financial stress impacts our bodies.

The Power of Reflection: Strengthening Your Financial Path with the 4 Spiritual Laws of Money

By Julie Murphy • October 2, 2024
In my book, " The 4 Spiritual Laws of Money , " I explain that wealth isn’t just about managing money—it's about aligning with the deeper, spiritual principles that guide our financial lives. These four laws offer a powerful framework to create lasting abundance, but they aren’t a one-time fix. Instead, they are tools to be revisited and reapplied throughout your journey. Reapplying the 4 Spiritual Laws of Money for Continuous Growth We all know the feeling—just when you think you've got your finances in order, something shifts, and it feels like you're back at square one. Maybe an unexpected expense pops up, or perhaps your goals change as your life evolves. Whatever the reason, financial growth is not a “set it and forget it” journey. It requires ongoing effort, reflection, and adjustment. This is where the 4 Spiritual Laws of Money come in. These laws aren’t just one-time lessons; they are a powerful framework that you can revisit and reapply whenever life (or your bank account) needs a tune-up. Let’s dive into how each law can be reworked into your daily life, helping you to stay on the path of financial abundance. 1. Manifestation Begins with Desire You’ve likely heard it before— knowing what you truly want is the first step to creating it. But here’s the thing: what you want today might be different from what you desired a few years ago. Life changes, and so do your dreams. Take a moment to check in with yourself. What do you really desire now? Is it financial freedom, a vacation home, or maybe the ability to give back to your community in a bigger way? Whatever it is, don’t be afraid to dream big. Let your desires guide you as they evolve. Reaffirming your desires regularly ensures that you're always manifesting what aligns with the current version of you. 2. The Heart Is Stronger Than the Brain When it comes to money, we’re often told to “be logical” or “stick to the numbers.” But one of the most beautiful spiritual laws of money reminds us that the heart is stronger than the brain . In other words, decisions made from a place of love, passion, and authenticity are far more powerful than those made from fear or strict logic. Ask yourself: Are your current financial choices aligned with your heart? Does how you’re making and spending money feel good on a soul level? When you revisit this law, you might realize it's time to adjust your financial strategy to better match your heart’s desires. This could mean choosing a career path that fulfills you or focusing on spending in ways that bring you joy, not just security. 3. Intention Redirects Energy The power of intention is real. When you set a focused intention, you shift the energy of your life in that direction. But the key word here is focused. As life moves forward, it’s easy to let distractions pull your energy in too many directions. That’s why it’s crucial to regularly revisit your intentions. Are they still aligned with where you want to go? Take time to refocus. This might mean creating new financial goals or reaffirming old ones. By re-centering your intentions, you’re not only redirecting your energy—you’re also inviting the universe to step in and help you make those goals a reality. 4. The Universe Responds to Action We’ve all been there: thinking, dreaming, planning—but not doing. This is where the fourth spiritual law comes in as a loving nudge. The universe can only respond when you take action. What steps have you taken lately toward your financial goals? Even small actions—like setting up an automatic savings plan or looking into a new investment—send powerful signals to the universe that you’re serious about manifesting abundance. And the universe will respond! The more action you take, the more opportunities seem to “magically” appear. Remember, action doesn’t have to be overwhelming. Start small, but be consistent. Every step you take builds momentum toward your goals. Why Reapplying the Laws Matters Life is full of changes. Your financial situation, goals, and even your mindset will evolve over time. That’s why it’s essential to revisit and reapply the 4 Spiritual Laws of Money regularly. They’re not static rules but a dynamic, flexible framework that grows with you. Think of these laws like a compass for your financial journey. Whenever you feel off track, return to them. When you’re uncertain about your next move, let them guide you. The more you use them, the more they’ll become a natural part of how you think and act around money. Embrace the Journey Remember, financial growth is a journey, not a destination. There will be twists, turns, and perhaps a few bumps along the way, but with the 4 Spiritual Laws of Money, you’re never lost. These principles are here to help you continuously grow, adapt, and realign with your true financial path—one that leads not just to wealth, but to joy, freedom, and fulfillment. So, the next time you feel a shift in your financial landscape, don’t panic. Instead, revisit these laws, reapply them, and watch how they continue to guide you toward your next level of abundance. Now, what’s your next step? If you found these insights helpful, you’ll love " The 4 Spiritual Laws of Money , " where these principles are explored in depth. It’s now available as an audiobook, making it easier than ever to absorb these powerful lessons on the go. Whether you're commuting, exercising, or relaxing, you can take the wisdom of these spiritual laws with you wherever you are. Start your journey to financial and spiritual abundance today!

Building Financial Stability from Within

By Julie Murphy • September 3, 2024
As someone who has guided countless clients toward true wealth, I know how crucial it is to build financial stability, especially in times like these. And that’s where my approach, outlined in my first book, "The Emotion Behind Money" , comes into play. In my work, I emphasize that wealth isn’t just about numbers—it's about what's happening inside you as much as what's happening around you. The Emotion Behind Money is all about building wealth from the inside out, which means bringing your authentic self to the forefront of your financial decisions. When your money is aligned with who you truly are, you create a foundation that can withstand even the most uncertain times. Feeling anxious about the future—whether it’s due to financial, economic, or inflation-related concerns—is a common experience. But often, that anxiety signals that your money isn’t set up in alignment with your authentic self. When this alignment is off, it’s easy to feel ungrounded and uncertain. I’ve seen this time and again in my work as a financial planner, and I’m here to help you shift from anxiety to assurance by realigning your financial life with who you really are. Let’s face it: the economic landscape is challenging right now. Inflation is driving up costs on essentials like gas, food, and education. Interest rates are climbing, and while wage growth might seem positive, it can have long-term consequences for the economy. It’s easy to get caught up in these concerns, but I believe there’s a better way to approach them. The Outside vs. The Inside When we think about wealth, we often focus on external factors: the stock market, interest rates, inflation, job security, and so on. These things are important, but they’re only part of the picture. What’s going on inside you—your beliefs, values, and emotions —plays an equally crucial role in your financial stability. If you’re feeling anxious about the future, it might be a sign that your finances aren’t fully aligned with your true self . When you’re not grounded in your financial decisions, it’s easy to feel out of control and overwhelmed by external events. But when your money is set up in a way that reflects who you are and what you value, you’ll find that you can navigate uncertainty with much more confidence and peace of mind. Creating Financial Space One of the most important steps you can take to create financial stability is to build financial space. This means having enough room in your budget to handle unexpected expenses, economic downturns, or other financial challenges without feeling panicked. Start by taking a close look at your current financial situation. Are there areas where you could reduce your debt? Are there expenses you could eliminate or cut back on? By making these adjustments, you can free up cash flow that can be redirected into savings or investments, creating a buffer that will protect you in times of uncertainty. I’ve created a Cashflow Worksheet to help you get started on this journey. You can download it here . Another crucial aspect of creating financial space is to avoid taking on unnecessary debt. For example, many people take out loans from their 401K accounts, thinking it’s a quick fix. But in the long run, this can lead to more financial stress. Instead, focus on building up your savings so that you have the cash on hand to cover unexpected expenses without resorting to credit cards or loans. Empower Your Choices A big part of building financial stability is recognizing that you have a choice in how you manage your money. It’s easy to feel like a victim of the system, especially when you’re facing financial pressure. But when you realize that you have the power to make decisions that align with your values and goals, you take control of your financial future. For example, instead of feeling like you "have to" use credit cards to cover expenses, reframe it as a choice. If you truly need to use credit, do so with intention and a plan to pay it off quickly. But if it’s possible to avoid it, choose to do so. This simple shift in mindset can make a huge difference in how you feel about your financial situation. Insulate Yourself from Economic Uncertainty We can’t control what’s happening in the global economy, but we can take steps to insulate ourselves from its effects. This starts with being proactive about your finances. By setting up your money in a way that aligns with your true self, you create a foundation that can weather any storm. Whether it’s building up your savings, reducing your debt, or making thoughtful financial choices, every step you take toward financial stability helps to create a sense of security. And that security isn’t just about having more money in the bank—it’s about knowing that you’re in control of your financial future, no matter what happens in the world around you.
Protect Your Energy and Shift Your Money Mindset for Greater Clarity and Abundance

Protect Your Energy and Shift Your Money Mindset for Greater Clarity and Abundance

By Julie Murphy • August 27, 2024
Clear the path to prosperity by focusing on what truly serves your highest good in terms of wealth and well-being.
Show More
Share by: