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How to Handle Fear Around Inflation and Interest Rates

Julie Murphy • September 13, 2022

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Are you tired of feeling this intense fear around recession, inflation and interest rates?


Are you feeling like you’ve worked so damn hard all your life, you’ve done right by everyone, you’ve showed up every single time and now……. you’re tired. You're burned out. And yet, because of the situation we have going on in the macro-economic environment, you now have to spin your wheels even more?


I want to let you know that it doesn’t have to be this way. 


Take a deep breath. Centre yourself and calm your nervous system. Today, I want to show you how to move from a place of exhaustion, fear and worry to one of ease and abundance.


Yes, you heard me right - abundance! 


The thing is, whilst we can’t ignore all the things that are happening in the economy, we have to stop approaching our financials from the outside, and instead, start to design our world from the inside out. 


When we’re reacting to the threat of a recession, to rising inflation, to interest rates, to the ever fluctuating stock market, to increased real estate prices, we don’t make smart choices. 


All of those things in the financial world are indeed happening, but they’re factors you should be observing - not reacting to.


Why?


You can’t do anything about it. Whatever the ‘noise’ is that you’re reacting to, now is the time to take a step back. If you’re reacting to it, you’re not going to make considered, conscious decisions. It’s been proven by scientific experts time and again that our intellectual capacity decreases when our nervous system is hijacked. 


Basically, you make dumber financial decisions! 


The key is always in finding ways to get your nervous system back into neutral. And look, it’s no surprise that many of us are jacked up on cortisol! We’ve been on high alert for some time now. The pandemic, the situation in the Ukraine, inflation on the rise, bills are increasing, kids trying to transition back into school……


It’s been a lot.


Despite all of what is going on though, we can still thrive. We can still be abundant because everything is energetic. To be vibrating on that energetic level of abundance, we have got to keep our nervous system calm. 


Have you heard of the Fourfold being? These are the four parts of ourselves made up of the physical, mental, emotional and spiritual and all have to be nurtured.


So then, when it comes to making those more practical and smart financial decisions, we can do so in a way that insulates ourselves from what is occurring in the macro-economic environment to create a safe container. By doing this, we’re helping our nervous system and we’re not going to make decisions based on our emotions. Or based on knee-jerk reactions. 


As I always say, we either work things out or act them out and at times like this, can easily manifest in the form of over-spending and creating a cycle of debt. 


An unhappy marriage might lead to buying a bigger house in an attempt to feel better, then realise you’re struggling to make the payments when you don’t get that bonus. 


There’s a ripple effect created from each one of our financial decisions. We create too much financial past in our debt structures and we can’t live in the present moment to adjust to the economy, while also building our financial future. 


We’re not interrupting our old system and patterning. 


When I work with clients, I want them to clean up their financial past, while also working on their financial present and their financial future all at the same time. 


If you’ve had debt, have you ever tried to pay it all off all at once, leaving yourself no reserves for when unexpected expenses arise? The cycle begins all over again because you have to default back to debt.


Of course, I want you to pay down your debts! But keeping your nervous system in neutral, insulating yourself financially and building that safe financial container means being able to pay off your financial past, while also allocating for the present moment and towards your financial future. 


This creates balance. It creates sustainability. 


In my Julie Murphy work, I’m big on the simple things such as making sure you’re consuming alkalizing foods. When your body is acidic, your nervous system is more hijacked. So help yourself out in easy ways by making conscious swaps. Fruits and vegetables, less caffeine, essential oils, Ayurvedic oils……


Do what you can to help your physical body and feel your feelings all along the way. 


Try some meditation or walks in nature. This will help you create a state of neutrality in the present moment. 


The volatility is not going to stop. As an example, the stock market has a 10-20 percent down period in any 12-month period of time. We can’t control the stock market, inflation or a recession. 


What we can control is how we respond and the actions we consciously choose to take. We can make empowered choices despite what is happening on the outside. 


If we don’t handle our physical, mental, emotional and spiritual selves - plus of course our relationships, we won’t respond to all of these external factors in a healthy manner.


So now is the time to shift from a place of fear to one of neutrality. To one of abundance and alignment! That is when you make smarter decisions and you can move through whatever is happening on the outside with ease and flow. 


If this post has helped you, don’t forget to check out my books and courses as well as my coaching programs. My passion is helping you to live a life of Real Wealth - a profound sense of freedom in all areas of your life, regardless of what is happening in the economic world!

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