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My Freedom
Julie Murphy • July 14, 2021
We all want freedom. The United Kingdom last month showed the world they would rather have their freedom than give into the establishment despite the fear of the unknown of what this will truly mean to them. But why is it, in so many cases, we don’t choose our own personal freedom? Intellectually we do, but in our hearts, we don’t. Why? Because we haven’t forgiven ourselves for our past choices and we’re trapped on the hamster wheel of life.
Financially speaking, our past choices usually reside in our levels of debt. Whether that be our mortgage debt, car debt, student loans, credit cards, loans to family members, etc. It weighs us down like a lead balloon, whether we convince ourselves that it is good debt or bad debt, debt is still debt. Debt doesn’t allow you to live in the present moment and makes it tough to live in the present moment and even tougher to plan for your desired future. Debt doesn’t allow you the space to be nimble. When we look at the debt we have created in our lives, we always have good reasoning for it, again, our head telling us why it’s good, but are hearts are SCREAMING for something different. Are you listening?
A dear friend of mine said to me, “Julie, I sold my house and I bought my freedom.” Many of us feel buying a house is the American Dream. It may very well be, but at least question it. The homes we buy should be more of our sanctuaries, our safe places, as opposed to our burden. Why do we make these choices? Because, we have Emotion Behind Money. We emotionally work things out or we act them out. In reality, we can’t change the past. It’s like in the movie The Lion King when Rafiki hits Simba over the head with the stick. Simba says, “Ouch, why did you do that?” Rafiki replies, “It’s in the past, it does not matter.” And it really doesn’t matter, it is what is, the past. You need to forgive yourself for where you’re at, whether it is financially, personally, or otherwise. When you forgive yourself, you will create space for the new to come in. And honestly, when the new comes in, it will in many cases surprise the heck out of you. Are you ready for that next adventure? I am…
My friend is spending her life in her 60s with 25% of her time in Seattle where her home was, 25% in Chicago where the majority of her family is, 25% in London with a dear lifelong friend, and 25% she changes annually for three months per year. What I love about how she is living is that she is not doing what she is “supposed” to do and now she is doing what she wants to do, today at age 64. She threw out all the rules we are “supposed” to live by to be successful which she did for many years. Who says we have to live this way. Why are we all following this trap? We are chasing life while life passes us by. She changed her job to be an independent contractor. Risky? Perhaps, but define risk. Risk can be that you get laid off in the next recession that is looming right now, not by your choice. Someone else decides your on the chopping block, as opposed to going out and finding your own clients. I’ve had some many people tell me through the years, aren’t you afraid running your own business when the economy gets bad. I laugh because they think they are safe with a guarantee paycheck working for someone else. Is it really guaranteed? I think not. I tell them, I could let go of everyone working at my company and I still get a paycheck if I had to. Susan, having the courage in abilities and skills she developed through the years and with technology today, she just plugs in from wherever she is at to get the job done. I never met anyone that is so happy while so many millions are stressed out to the gills.
In the process she had to forgive herself for buying the $900,000 house in Seattle. On some level she felt it was such a big mistake. She thought about all the money she spent remodeling and making her own imprint on the place, only to realize she didn’t find the happiness she expected to get. To her credit, she put 50% down payment, some cash came from the sale of her prior home in Chicago, plus some additional cash she had on hand in savings. This gave her only a $450,000 mortgage, but it was her lead balloon. She made every decision in her life based on this lead balloon. She put up with a boss that was awful to her because she needed the paycheck to pay for it. For many years she felt she was trapped in her job, in Seattle, and to this huge mortgage payment.
What was confusing to her was that she had always dreamed of living in Seattle. She loved being outdoors and really being a part of a community that really fed her soul. She didn’t realize how much the looming debt would affect her, especially for what we call a “good debt” in our society. She had a successful job that she had worked her whole career to build up to making a very healthy six figure income, but she found, it didn’t create the happiness she really desired on the inside. Why? The lead balloon, the mortgage, kept her planted and stuck in all areas of life. She didn’t travel as much as she would like because she no longer had the extra cash flow to do it, not only for vacation, but also to come see her aging mom in Chicago. I watched her struggle with that for years.
It was amazing to see her the day she decided to not beat herself up anymore for making the choice to spend all that money on the house and take on that mortgage. She had decided to sell her home, quit her job and find her freedom, but it all started with her forgiving herself for making the past choices she had made. Kudos to her, she found the courage and now is happier than ever.
Are you ready to get off the hamster wheel? It really is your choice. Make that decision for yourself. Choose you. Choose to forgive yourself for your current reality. Choose to forgive yourself for what debts you have, the financial patterns you’ve imprinted on your kids, for the crappy boss or company you put up with for years that sucked the life out of you, forgive your spouse and the patterns you put up with, and most importantly, forgive yourself for being human.
I have found once you come to a place that you are ready to forgive yourself, it’s time to build you back up to create the life you’ve want today, no matter what age you are and where you’re at in life today. Awaken Your Wealth will give you a roadmap to follow and the support you need. Coming up, I will be giving out sample chapters to get you going on creating your life, your way!! I’m honored to walk this journey with you my friends.
It’s one thing to forgive others; it’s on a whole other different plane to forgive yourself. It seems in many cases a bit more esoteric. It’s hard to look in the mirror. It takes courage to confront and grieve through the process of what you have chosen to create in your life. In the end, your freedom comes from finding that courage from deep within. Give yourself a great big hug, grieve the pile of poop you feel you’ve created and step forward. Not so easy sometimes to do this by yourself. Before my book comes out, let us support you. Create your support team around you through not only Soul Spring, but also share it with others to start to create your tribe that you can talk about it in your daily life and be on the same page. Come join me and like-minded others regularly for some of that support you need on my Facebook Page. I always say it takes a village. We are human beings not human doings. We’ve become so good at the doing part, we’ve forgot that we need the collaboration of other people to truly feed our souls.
Remember, it’s time to create our Financial Fun Time!!
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As life moves forward, it’s easy to let distractions pull your energy in too many directions. That’s why it’s crucial to regularly revisit your intentions. Are they still aligned with where you want to go? Take time to refocus. This might mean creating new financial goals or reaffirming old ones. By re-centering your intentions, you’re not only redirecting your energy—you’re also inviting the universe to step in and help you make those goals a reality. 4. The Universe Responds to Action We’ve all been there: thinking, dreaming, planning—but not doing. This is where the fourth spiritual law comes in as a loving nudge. The universe can only respond when you take action. What steps have you taken lately toward your financial goals? Even small actions—like setting up an automatic savings plan or looking into a new investment—send powerful signals to the universe that you’re serious about manifesting abundance. And the universe will respond! The more action you take, the more opportunities seem to “magically” appear. Remember, action doesn’t have to be overwhelming. Start small, but be consistent. Every step you take builds momentum toward your goals. Why Reapplying the Laws Matters Life is full of changes. Your financial situation, goals, and even your mindset will evolve over time. That’s why it’s essential to revisit and reapply the 4 Spiritual Laws of Money regularly. They’re not static rules but a dynamic, flexible framework that grows with you. Think of these laws like a compass for your financial journey. Whenever you feel off track, return to them. When you’re uncertain about your next move, let them guide you. The more you use them, the more they’ll become a natural part of how you think and act around money. Embrace the Journey Remember, financial growth is a journey, not a destination. There will be twists, turns, and perhaps a few bumps along the way, but with the 4 Spiritual Laws of Money, you’re never lost. These principles are here to help you continuously grow, adapt, and realign with your true financial path—one that leads not just to wealth, but to joy, freedom, and fulfillment. So, the next time you feel a shift in your financial landscape, don’t panic. Instead, revisit these laws, reapply them, and watch how they continue to guide you toward your next level of abundance. Now, what’s your next step? If you found these insights helpful, you’ll love " The 4 Spiritual Laws of Money , " where these principles are explored in depth. It’s now available as an audiobook, making it easier than ever to absorb these powerful lessons on the go. Whether you're commuting, exercising, or relaxing, you can take the wisdom of these spiritual laws with you wherever you are. Start your journey to financial and spiritual abundance today!
As someone who has guided countless clients toward true wealth, I know how crucial it is to build financial stability, especially in times like these. And that’s where my approach, outlined in my first book, "The Emotion Behind Money" , comes into play. In my work, I emphasize that wealth isn’t just about numbers—it's about what's happening inside you as much as what's happening around you. The Emotion Behind Money is all about building wealth from the inside out, which means bringing your authentic self to the forefront of your financial decisions. When your money is aligned with who you truly are, you create a foundation that can withstand even the most uncertain times. Feeling anxious about the future—whether it’s due to financial, economic, or inflation-related concerns—is a common experience. But often, that anxiety signals that your money isn’t set up in alignment with your authentic self. When this alignment is off, it’s easy to feel ungrounded and uncertain. I’ve seen this time and again in my work as a financial planner, and I’m here to help you shift from anxiety to assurance by realigning your financial life with who you really are. Let’s face it: the economic landscape is challenging right now. Inflation is driving up costs on essentials like gas, food, and education. Interest rates are climbing, and while wage growth might seem positive, it can have long-term consequences for the economy. It’s easy to get caught up in these concerns, but I believe there’s a better way to approach them. The Outside vs. The Inside When we think about wealth, we often focus on external factors: the stock market, interest rates, inflation, job security, and so on. These things are important, but they’re only part of the picture. What’s going on inside you—your beliefs, values, and emotions —plays an equally crucial role in your financial stability. If you’re feeling anxious about the future, it might be a sign that your finances aren’t fully aligned with your true self . When you’re not grounded in your financial decisions, it’s easy to feel out of control and overwhelmed by external events. But when your money is set up in a way that reflects who you are and what you value, you’ll find that you can navigate uncertainty with much more confidence and peace of mind. Creating Financial Space One of the most important steps you can take to create financial stability is to build financial space. This means having enough room in your budget to handle unexpected expenses, economic downturns, or other financial challenges without feeling panicked. Start by taking a close look at your current financial situation. Are there areas where you could reduce your debt? Are there expenses you could eliminate or cut back on? By making these adjustments, you can free up cash flow that can be redirected into savings or investments, creating a buffer that will protect you in times of uncertainty. I’ve created a Cashflow Worksheet to help you get started on this journey. You can download it here . Another crucial aspect of creating financial space is to avoid taking on unnecessary debt. For example, many people take out loans from their 401K accounts, thinking it’s a quick fix. But in the long run, this can lead to more financial stress. Instead, focus on building up your savings so that you have the cash on hand to cover unexpected expenses without resorting to credit cards or loans. Empower Your Choices A big part of building financial stability is recognizing that you have a choice in how you manage your money. It’s easy to feel like a victim of the system, especially when you’re facing financial pressure. But when you realize that you have the power to make decisions that align with your values and goals, you take control of your financial future. For example, instead of feeling like you "have to" use credit cards to cover expenses, reframe it as a choice. If you truly need to use credit, do so with intention and a plan to pay it off quickly. But if it’s possible to avoid it, choose to do so. This simple shift in mindset can make a huge difference in how you feel about your financial situation. Insulate Yourself from Economic Uncertainty We can’t control what’s happening in the global economy, but we can take steps to insulate ourselves from its effects. This starts with being proactive about your finances. By setting up your money in a way that aligns with your true self, you create a foundation that can weather any storm. Whether it’s building up your savings, reducing your debt, or making thoughtful financial choices, every step you take toward financial stability helps to create a sense of security. And that security isn’t just about having more money in the bank—it’s about knowing that you’re in control of your financial future, no matter what happens in the world around you.
Clear the path to prosperity by focusing on what truly serves your highest good in terms of wealth and well-being.