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Have You Had Enough?
Julie Murphy • July 13, 2021
For years, I’ve watched while we, particularly women, choose to put others needs in front of our own. When in the inside we are starving for our lives to be different than what we’ve created. Depending on your stage of life it could be different, but usually when we are starting in our 40s we start to see it differently, but by the time we’re in our 50s, we’ve had enough.
I watch as we chip away at what our soul is screaming for us to do and we still choose to do other things despite being called to another path. We get trapped by the rat race of our lives which results in stuffing down our emotions. Those stuffed down emotions either work themselves out by feeling the feelings or we act them out through our health or our wealth. We start being put on medications from our doctors, and we grieve what we know our financial lives could have been if you had made different choices.
I know it is hard to change gears, particularly as the years go by, but let me tell you how I jumped off the ledge and I am soaring because of it. In life, if we don’t choose to follow our soul’s path, your soul will choose it for you. Mine did. The other day, my husband said to me, “Julie, I love when you’re like this!” I was a bit confused as to what he was referring to so I inquired. “Billy, what are you talking about?” He said, “Every time you get to this point where you’re taking all this risk, hiring and training new advisors, getting a new book published, hiring a new business consultant, traveling to conferences, doing more corporate financial wellness seminars, spending tons of money on infrastructure, and you’re really stressed about it because you are fearful that you’ve made the right choices, you’re about to pop.” He went on to tell me that he has seen me do this about four other times since he met me 17 years ago. I never saw it before, but here I am again, jumping off the ledge because I know the work I am supposed to do in the world, and I’m taking that leap of faith and just getting it done.
In my first book, The Emotion Behind Money: Building Wealth From the Inside Out, I talk about how when we choose to change, those around us, family, friends, colleagues, will not initially really like it on some level because you are changing the status quo. On some level they feel vulnerable and many of those people will tell you all the reasons why you shouldn’t take your leap of faith. I call these the crabs in your bucket. Why? If you’ve ever seen crabs in a bucket, when one tries to climb out, the others try to pull them back down. But, if there is only one crab in a bucket, they can crawl out by themselves no problem. Moral of the story is for you to go to the next place in your world, the place of personal soulful living; you need to get the crabs out of your life.
Those crabs can be multiple things like:
Are you your grandchildren’s nanny? (never thought you’d have another full time job again, eh?)
Are you still in touch with your ex and watching him/her live a better lifestyle or a new happy relationship than you and you’re still ticked off about it?
Are you bored at your job and it just doesn’t challenge you anymore, but boy it’s a great paycheck to pay those bills though (words like this keep us trapped)?
Are you still married to that person who really is today, just not making you happy, but its familiar?
What happens when we allow these things to fester, at first they make us sad, then as the years go by we get mad, then we get angry, then by the time we hit retirement, we are full blown pissed off and full of rage of what could have been. Well, let’s interrupt that cycle…let’s choose to not be that crabby retired person. Who’s with me?
It’s not easy doing it ourselves, so let’s build up a support system. If you really want to dump that spouse, start talking to people who have had divorces that have turned out the best way possible. One just like how you’d like your outcome to be. I met a woman over the past few years that really just couldn’t be married any longer, they had a few kids together, but they just got married so young and they are different people today. Lots of family pressure to stay married, and layer her religion or old religion belief systems that have been ingrained; it was very hard for her to take this leap. She came to me and asked for resources that could help her on her journey to create a loving divorce. I referred her to two really great resources:
This is Not the Story You Think It Is: A Season of Unlikely Happiness by Laura Munson
Conscious Uncoupling: 5 Steps to Living Happily Ever After by Katherine Woodward Thomas.
Or perhaps something like this has occurred in your life. I had a client experience something recently that reminded me of what happened to a good friend of mine years ago. She gave her life to her job. Now some of you may not have given your life to your job, but perhaps its was to raising your kids so you can relate in some fashion. It was good for all those year, not great, but good enough. Then after 23 years, about to make partner at her law firm, they said to her, “unless you have a significant shift in your personality, you will never be partner at this firm.” Talk about a blow. Talk about the volumes of sadness, anger and rage that came right up to the surface. There was no way to shove it down this time, it was coming out with a vengeance. After 23 years of long days, and long tax seasons, she was dropped like a hot potato. Ever felt like that?
Good news is that the emotion came up and out which started her healing process. One of the most destructive things we can do is hold in our emotions, remember, we either work them out or act them out. And, we act them out usually through our health or through our money. If we don’t align with our purpose, and what is true for us in this moment in time, we will eventually hit a crisis point like this that will force the shift. So let’s move past the sadness, the anger, the rage or any other emotion we have by feeling them. What this allowed my friend to do was to attract a better job, more income, and a ton more time for quality of life.
We are here to support you. Join me
and my community to help support you through your transition to more health and wealth in your life.
Namaste, Julie
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As life moves forward, it’s easy to let distractions pull your energy in too many directions. That’s why it’s crucial to regularly revisit your intentions. Are they still aligned with where you want to go? Take time to refocus. This might mean creating new financial goals or reaffirming old ones. By re-centering your intentions, you’re not only redirecting your energy—you’re also inviting the universe to step in and help you make those goals a reality. 4. The Universe Responds to Action We’ve all been there: thinking, dreaming, planning—but not doing. This is where the fourth spiritual law comes in as a loving nudge. The universe can only respond when you take action. What steps have you taken lately toward your financial goals? Even small actions—like setting up an automatic savings plan or looking into a new investment—send powerful signals to the universe that you’re serious about manifesting abundance. And the universe will respond! The more action you take, the more opportunities seem to “magically” appear. Remember, action doesn’t have to be overwhelming. Start small, but be consistent. Every step you take builds momentum toward your goals. Why Reapplying the Laws Matters Life is full of changes. Your financial situation, goals, and even your mindset will evolve over time. That’s why it’s essential to revisit and reapply the 4 Spiritual Laws of Money regularly. They’re not static rules but a dynamic, flexible framework that grows with you. Think of these laws like a compass for your financial journey. Whenever you feel off track, return to them. When you’re uncertain about your next move, let them guide you. The more you use them, the more they’ll become a natural part of how you think and act around money. Embrace the Journey Remember, financial growth is a journey, not a destination. There will be twists, turns, and perhaps a few bumps along the way, but with the 4 Spiritual Laws of Money, you’re never lost. These principles are here to help you continuously grow, adapt, and realign with your true financial path—one that leads not just to wealth, but to joy, freedom, and fulfillment. So, the next time you feel a shift in your financial landscape, don’t panic. Instead, revisit these laws, reapply them, and watch how they continue to guide you toward your next level of abundance. Now, what’s your next step? If you found these insights helpful, you’ll love " The 4 Spiritual Laws of Money , " where these principles are explored in depth. It’s now available as an audiobook, making it easier than ever to absorb these powerful lessons on the go. Whether you're commuting, exercising, or relaxing, you can take the wisdom of these spiritual laws with you wherever you are. Start your journey to financial and spiritual abundance today!
As someone who has guided countless clients toward true wealth, I know how crucial it is to build financial stability, especially in times like these. And that’s where my approach, outlined in my first book, "The Emotion Behind Money" , comes into play. In my work, I emphasize that wealth isn’t just about numbers—it's about what's happening inside you as much as what's happening around you. The Emotion Behind Money is all about building wealth from the inside out, which means bringing your authentic self to the forefront of your financial decisions. When your money is aligned with who you truly are, you create a foundation that can withstand even the most uncertain times. Feeling anxious about the future—whether it’s due to financial, economic, or inflation-related concerns—is a common experience. But often, that anxiety signals that your money isn’t set up in alignment with your authentic self. When this alignment is off, it’s easy to feel ungrounded and uncertain. I’ve seen this time and again in my work as a financial planner, and I’m here to help you shift from anxiety to assurance by realigning your financial life with who you really are. Let’s face it: the economic landscape is challenging right now. Inflation is driving up costs on essentials like gas, food, and education. Interest rates are climbing, and while wage growth might seem positive, it can have long-term consequences for the economy. It’s easy to get caught up in these concerns, but I believe there’s a better way to approach them. The Outside vs. The Inside When we think about wealth, we often focus on external factors: the stock market, interest rates, inflation, job security, and so on. These things are important, but they’re only part of the picture. What’s going on inside you—your beliefs, values, and emotions —plays an equally crucial role in your financial stability. If you’re feeling anxious about the future, it might be a sign that your finances aren’t fully aligned with your true self . When you’re not grounded in your financial decisions, it’s easy to feel out of control and overwhelmed by external events. But when your money is set up in a way that reflects who you are and what you value, you’ll find that you can navigate uncertainty with much more confidence and peace of mind. Creating Financial Space One of the most important steps you can take to create financial stability is to build financial space. This means having enough room in your budget to handle unexpected expenses, economic downturns, or other financial challenges without feeling panicked. Start by taking a close look at your current financial situation. Are there areas where you could reduce your debt? Are there expenses you could eliminate or cut back on? By making these adjustments, you can free up cash flow that can be redirected into savings or investments, creating a buffer that will protect you in times of uncertainty. I’ve created a Cashflow Worksheet to help you get started on this journey. You can download it here . Another crucial aspect of creating financial space is to avoid taking on unnecessary debt. For example, many people take out loans from their 401K accounts, thinking it’s a quick fix. But in the long run, this can lead to more financial stress. Instead, focus on building up your savings so that you have the cash on hand to cover unexpected expenses without resorting to credit cards or loans. Empower Your Choices A big part of building financial stability is recognizing that you have a choice in how you manage your money. It’s easy to feel like a victim of the system, especially when you’re facing financial pressure. But when you realize that you have the power to make decisions that align with your values and goals, you take control of your financial future. For example, instead of feeling like you "have to" use credit cards to cover expenses, reframe it as a choice. If you truly need to use credit, do so with intention and a plan to pay it off quickly. But if it’s possible to avoid it, choose to do so. This simple shift in mindset can make a huge difference in how you feel about your financial situation. Insulate Yourself from Economic Uncertainty We can’t control what’s happening in the global economy, but we can take steps to insulate ourselves from its effects. This starts with being proactive about your finances. By setting up your money in a way that aligns with your true self, you create a foundation that can weather any storm. Whether it’s building up your savings, reducing your debt, or making thoughtful financial choices, every step you take toward financial stability helps to create a sense of security. And that security isn’t just about having more money in the bank—it’s about knowing that you’re in control of your financial future, no matter what happens in the world around you.
Clear the path to prosperity by focusing on what truly serves your highest good in terms of wealth and well-being.