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You’re Worth It
Julie Murphy • Jan 06, 2021
It’s time to raise our energetic, financial vibration!!! I want you all right now to download the song, “I’m Worth It” by Djsleazy and listen to it often. I realize you may not be a pop music fan, but my 3 year old daughter this week, MaryKate, is walking around the house blasting this song, wiggling her little hips dancing and singing “I’m worth it. Yeah, I’m worth it.” I understand this song could have a couple messages, but the fact that my 3 year old is internalizing that she is “Worth It” will go for miles during her lifetime.
Many of us have life experiences that have helped us feel like we are not worth it. We’ve created habits that don’t necessarily put us farther down our path to our soul work on this earth. Financially speaking, this comes about in various ways. We spend more than our income, we carry credit card debt and we keep choosing car loans over and over again. All things that deplete our energy and suck the life out of us as opposed to feed us more uplifting, positive energy. Then on top of that we pump ourselves up with Starbucks or Dunkin Donuts large coffees cream and sugar please, that keep us it the bad habit cycle of distracting ourselves to what’s really going on in our lives.
It’s a trap. It’s an addictive trap. Whether it be debt, coffee, other caffeinated drinks, bad relationships, or whatever else your vice is, they are all pulling you away from soulful living. I watched two of my employees this week juice to reduce inflammation and just feel less foggy and feel lighter. It was interesting to hear them speak about how when they no longer had their distractions. They actually felt their feelings. By doing so, it allowed them the space to choose consciously whether or not to continue those things that were not serving them very well. They had profound clarity due to the emotional space juicing gave them. I believe that’s why we don’t stick to diets or budgets because on some level, we’ve not fully committed to creating the life we dream of. We’re on some level nervous to feel our feelings. It’s foreign. For years, generations were taught to stuff them down, fall in line, and do and say all that you should.
I’ve been going through my own journey this past week as I continue to do the work I am meant to bring into the world. I’ve realized that I’ve distracted myself with pulling in vendors to help me on my professional journey that are order takers. Another gap was that none of them had skin the game to generate revenue, meaning if it didn’t work out, “Sorry Julie”. They didn’t have any skin in the game. I had all the risk. Why, because I wanted control. My childhood was packed with lots of things going on as 1 of 12 children. How I coped with it was to take control of things around me. It was a survival mechanism I put in place. That’s how I hard wired it in my subconscious mind which has led to how I respond to the external world.
In the past two weeks, I decided to break that bad habit of the need to control everything around me. Sound familiar to any of you out there? I’ll bet. There’s so many of us that are wound up so tight trying to control every move around us, we’re about to burst. This has put me in emotionally vulnerable positions. I observed that I was like a fish out of water. I felt very strange. I wasn’t clear as to how to just be with the emotion of feeling out of control. Anyone that knows me knows I like to have my act together. What came up for me was nervousness. My insecurity kept rising. I was feeling scared. Not a familiar place for me to be. I was scared of the unknown. I never allowed myself when I was younger to actually feel my feelings. I learned from my environment as a child to just divert those emotions into some other behavior that didn’t serve me very well.
Since I am a financial professional I’ve got the money side of the equation mastered. I always say, we either work things out or act them out through our money or through our health, and in many cases both. My bad habits and distractions have to do with my health. I’ve always stuffed emotions down with food. A client of mine put up on Facebook, 30-30-30 challenge. 30 days of eating healthy, 30 days of exercise, and 30 days of losing weight. I opted in. The challenge created the space for me to do something else to interrupt my pattern. The past few weeks I’ve chose to observe, not judge, when I emotionally ate which always resulted in overeating. This led me to make another conscious choice. I chose to stop my bad habit of emotional eating. How? The day after I overate, I chose to fast to empty my stomach to get back into alignment once again. I’m giving myself the space to do it in bite size pieces. We all can do that. Do things in digestible pieces so we don’t feel we are denying ourselves, but also putting ourselves in more alignment with our true selves as opposed to giving into all of our distractions of life.
As I’ve mentioned, financially, we have all kind of distractions we’ve created:
- Debt – House, cars, student loan debt, credit cards, etc.
- Overspending month to month from the income that is actually coming into our checking accounts
- Creating credit card debt that our spouses have NO clue about (I see this so often)
- Stay in jobs that we hate, so we rob ourselves of raises and good bonuses.
Just to name a few.
Ask yourself a few questions:
- What are your money distractions or bad habits?
- What small steps you can take right now that will free you of these depleting behaviors?
- Who do you need to cut out of your life that reinforce your bad habits?
It all boils down to self love. Love yourself enough to move to the next place of your personal evolution. Embrace change, it really truly is the only thing that is constant in our lives. Change, change, change….so let’s just love it!!!
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These laws aren’t just one-time lessons; they are a powerful framework that you can revisit and reapply whenever life (or your bank account) needs a tune-up. Let’s dive into how each law can be reworked into your daily life, helping you to stay on the path of financial abundance. 1. Manifestation Begins with Desire You’ve likely heard it before— knowing what you truly want is the first step to creating it. But here’s the thing: what you want today might be different from what you desired a few years ago. Life changes, and so do your dreams. Take a moment to check in with yourself. What do you really desire now? Is it financial freedom, a vacation home, or maybe the ability to give back to your community in a bigger way? Whatever it is, don’t be afraid to dream big. Let your desires guide you as they evolve. Reaffirming your desires regularly ensures that you're always manifesting what aligns with the current version of you. 2. The Heart Is Stronger Than the Brain When it comes to money, we’re often told to “be logical” or “stick to the numbers.” But one of the most beautiful spiritual laws of money reminds us that the heart is stronger than the brain . In other words, decisions made from a place of love, passion, and authenticity are far more powerful than those made from fear or strict logic. Ask yourself: Are your current financial choices aligned with your heart? Does how you’re making and spending money feel good on a soul level? When you revisit this law, you might realize it's time to adjust your financial strategy to better match your heart’s desires. This could mean choosing a career path that fulfills you or focusing on spending in ways that bring you joy, not just security. 3. Intention Redirects Energy The power of intention is real. When you set a focused intention, you shift the energy of your life in that direction. But the key word here is focused. As life moves forward, it’s easy to let distractions pull your energy in too many directions. That’s why it’s crucial to regularly revisit your intentions. Are they still aligned with where you want to go? Take time to refocus. This might mean creating new financial goals or reaffirming old ones. By re-centering your intentions, you’re not only redirecting your energy—you’re also inviting the universe to step in and help you make those goals a reality. 4. The Universe Responds to Action We’ve all been there: thinking, dreaming, planning—but not doing. This is where the fourth spiritual law comes in as a loving nudge. The universe can only respond when you take action. What steps have you taken lately toward your financial goals? Even small actions—like setting up an automatic savings plan or looking into a new investment—send powerful signals to the universe that you’re serious about manifesting abundance. And the universe will respond! The more action you take, the more opportunities seem to “magically” appear. Remember, action doesn’t have to be overwhelming. Start small, but be consistent. Every step you take builds momentum toward your goals. Why Reapplying the Laws Matters Life is full of changes. Your financial situation, goals, and even your mindset will evolve over time. That’s why it’s essential to revisit and reapply the 4 Spiritual Laws of Money regularly. They’re not static rules but a dynamic, flexible framework that grows with you. Think of these laws like a compass for your financial journey. Whenever you feel off track, return to them. When you’re uncertain about your next move, let them guide you. The more you use them, the more they’ll become a natural part of how you think and act around money. Embrace the Journey Remember, financial growth is a journey, not a destination. There will be twists, turns, and perhaps a few bumps along the way, but with the 4 Spiritual Laws of Money, you’re never lost. These principles are here to help you continuously grow, adapt, and realign with your true financial path—one that leads not just to wealth, but to joy, freedom, and fulfillment. So, the next time you feel a shift in your financial landscape, don’t panic. Instead, revisit these laws, reapply them, and watch how they continue to guide you toward your next level of abundance. Now, what’s your next step? If you found these insights helpful, you’ll love " The 4 Spiritual Laws of Money , " where these principles are explored in depth. It’s now available as an audiobook, making it easier than ever to absorb these powerful lessons on the go. Whether you're commuting, exercising, or relaxing, you can take the wisdom of these spiritual laws with you wherever you are. Start your journey to financial and spiritual abundance today!
As someone who has guided countless clients toward true wealth, I know how crucial it is to build financial stability, especially in times like these. And that’s where my approach, outlined in my first book, "The Emotion Behind Money" , comes into play. In my work, I emphasize that wealth isn’t just about numbers—it's about what's happening inside you as much as what's happening around you. The Emotion Behind Money is all about building wealth from the inside out, which means bringing your authentic self to the forefront of your financial decisions. When your money is aligned with who you truly are, you create a foundation that can withstand even the most uncertain times. Feeling anxious about the future—whether it’s due to financial, economic, or inflation-related concerns—is a common experience. But often, that anxiety signals that your money isn’t set up in alignment with your authentic self. When this alignment is off, it’s easy to feel ungrounded and uncertain. I’ve seen this time and again in my work as a financial planner, and I’m here to help you shift from anxiety to assurance by realigning your financial life with who you really are. Let’s face it: the economic landscape is challenging right now. Inflation is driving up costs on essentials like gas, food, and education. Interest rates are climbing, and while wage growth might seem positive, it can have long-term consequences for the economy. It’s easy to get caught up in these concerns, but I believe there’s a better way to approach them. The Outside vs. The Inside When we think about wealth, we often focus on external factors: the stock market, interest rates, inflation, job security, and so on. These things are important, but they’re only part of the picture. What’s going on inside you—your beliefs, values, and emotions —plays an equally crucial role in your financial stability. If you’re feeling anxious about the future, it might be a sign that your finances aren’t fully aligned with your true self . When you’re not grounded in your financial decisions, it’s easy to feel out of control and overwhelmed by external events. But when your money is set up in a way that reflects who you are and what you value, you’ll find that you can navigate uncertainty with much more confidence and peace of mind. Creating Financial Space One of the most important steps you can take to create financial stability is to build financial space. This means having enough room in your budget to handle unexpected expenses, economic downturns, or other financial challenges without feeling panicked. Start by taking a close look at your current financial situation. Are there areas where you could reduce your debt? Are there expenses you could eliminate or cut back on? By making these adjustments, you can free up cash flow that can be redirected into savings or investments, creating a buffer that will protect you in times of uncertainty. I’ve created a Cashflow Worksheet to help you get started on this journey. You can download it here . Another crucial aspect of creating financial space is to avoid taking on unnecessary debt. For example, many people take out loans from their 401K accounts, thinking it’s a quick fix. But in the long run, this can lead to more financial stress. Instead, focus on building up your savings so that you have the cash on hand to cover unexpected expenses without resorting to credit cards or loans. Empower Your Choices A big part of building financial stability is recognizing that you have a choice in how you manage your money. It’s easy to feel like a victim of the system, especially when you’re facing financial pressure. But when you realize that you have the power to make decisions that align with your values and goals, you take control of your financial future. For example, instead of feeling like you "have to" use credit cards to cover expenses, reframe it as a choice. If you truly need to use credit, do so with intention and a plan to pay it off quickly. But if it’s possible to avoid it, choose to do so. This simple shift in mindset can make a huge difference in how you feel about your financial situation. Insulate Yourself from Economic Uncertainty We can’t control what’s happening in the global economy, but we can take steps to insulate ourselves from its effects. This starts with being proactive about your finances. By setting up your money in a way that aligns with your true self, you create a foundation that can weather any storm. Whether it’s building up your savings, reducing your debt, or making thoughtful financial choices, every step you take toward financial stability helps to create a sense of security. And that security isn’t just about having more money in the bank—it’s about knowing that you’re in control of your financial future, no matter what happens in the world around you.
Clear the path to prosperity by focusing on what truly serves your highest good in terms of wealth and well-being.